Entering a new chapter in employee benefits
From HR{preneur}® by ADP® by ADP
January 12, 2026 · 19 min · Episode 153
About this episode
This episode explores Individual Contributor Health Reimbursement Arrangements (ICHRAs) as a new approach to employee benefits that addresses diverse workforce needs and offers predictable costs for employers.
Traditional health benefits often come with uncertain premium increases and a blanket approach that ignores diverse workforce needs. Today, we’ll explore a new chapter in benefits: Individual Contributor Health Reimbursement Arrangements, which offer employers predictable costs and allow employees to select benefits that fit their needs. [01:30] What’s an ICHRA [02:58] How challenges finding plans inspired the Thatch solution [09:40] The changing health care landscape & employee choice [12:07] What’s changing with ICHRAs as they enter public policy [15:48] How ICHRAs can help business owners with health care challenges This content is based on generally accepted HR practices, is advisory in nature, and does not constitute legal advice or other professional services. ADP does not warrant or guarantee the accuracy, reliability, and completeness of the content. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. This content is current as of the published date. Copyright © 2026 ADP, Inc. All Rights Reserved. The ADP logo, ADP, RUN Powered by ADP, and HR{preneur} are registered trademarks of ADP, Inc…
Topics covered
- employee benefits
- health reimbursement arrangements
- health care challenges
- workforce diversity
Keywords
- ICHRAs
- health benefits
- premium increases
- employee choice
- public policy
Mentioned in this episode
Products: Individual Contributor Health Reimbursement Arrangements
More episodes of HR{preneur}® by ADP®
- The fundamentals of furloughs · April 20, 2026 · 11 min
- 3 lesser-known HR trends you should know · April 1, 2026 · 11 min
- Understanding unemployment programs and tax rates for small businesses · March 18, 2026 · 15 min
- Avoid asking employees these problematic questions · March 2, 2026 · 8 min
- Rethinking health benefits: Lessons from 2025 driving change in 2026 and beyond · February 3, 2026 · 14 min
- Tax season 2026: What business owners need to know about the One Big Beautiful Bill · January 20, 2026 · 22 min
Explore listener stats, chart rankings, contacts and more on the HR{preneur}® by ADP® podcast page.