Your Pipes Burst And Flood Your Basement

Your Pipes Burst And Flood Your Basement

From Is It Covered? by ROC Vox Podcast Network

April 7, 2026 · 7 min · Season 1 · Episode 144

About this episode

The episode discusses how homeowner's insurance responds to burst pipes and common pitfalls in filing claims.

Your pipes burst in the middle of the night — water is everywhere. Is it covered? In this episode, Bruce and Brian Chapman of JD Chapman Insurance Agency break down exactly how a homeowner's policy responds to a burst pipe, what the insurance company will and won't pay for, and the one mistake that could get your entire claim denied. 🔑 What we cover: What a standard homeowner's policy covers when a pipe bursts Why the pipe itself isn't covered — but why that usually doesn't matter The negligence trap: what happens if you turned your heat off before leaving town A real-life $1 million+ claim and why it was covered Simple prevention tips to keep your pipes from bursting in the first place 💧 Pro tip: Keep a slow trickle running through your faucets during extreme cold — it could save you a massive claim. Have a claim question or scenario you want us to break down? Email Brian directly: brian@jdchapmaninc.com 📞 JD Chapman Insurance Agency 🌐 jdchapmaninc.com 📱 (315) 986-4062 This podcast provides general information only and does not offer or bind insurance coverage. Coverage decisions depend on the specifics of each case. #IsItCovered #BurstPipe #HomeInsurance #WinterClaims…

People in this episode

Guests: Bruce Chapman, Brian Chapman

Topics covered

  • homeowner's insurance
  • burst pipes
  • insurance claims
  • water damage
  • home maintenance

Keywords

  • burst pipe
  • home insurance
  • insurance claims
  • water damage
  • home maintenance
  • negligence
  • prevention tips

Mentioned in this episode

Organizations: JD Chapman Insurance Agency

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