Money and Mental Peace - Scholarship, Dave Ramsey Baby Steps, Scholarships for College, Scholarships for High School Seniors, Student Loan Forgiveness

Hey friend!!! Ever feel like adulting is just so hard? It’s stressful deciding on priorities, trying to be productive, managing money, and also getting enough sleep! Idk, I’ve just been feeling that lately, and I know in college a lot of people feel that way — especially when you’re broke or trying to figure out how to pay for school without going into debt. So today, I want to cut down on that loooooong list, and help you be more effective and efficient when applying for scholarships! If you have no money but want to go to college, this episode is for you. I'll share 3 hacks to help you GET. THAT. SCHOLARSHIP — and move toward a more debt free future. This is all about practical financial advice for students who want financial freedom, want to avoid student loans, and are aiming for zero debt after college (or as close as possible). ALSO, would you like me to find you scholarship opportunities, so that you can spend your precious time applying to ones that you know already work for you using these hacks, instead of wasting hours searching? You’re in luck! Through my business, I help students find between $10,000–$30,000 in scholarships for college, university, grad school, law school, and more. I can’t guarantee you’ll receive the scholarships (you do need to apply yourself), but I can provide high-quality opportunities that align with your goals — especially if money is tight. Interested? Sign up for a FREE call with me to learn more --> calendly.com/moneyandmentalpeace LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You 173 - She Paid Off $20,000 in Student Loans in a Few Months, Before Ever Paying Any Interest! Learn How You Can Too (: P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Who wants to be productive over Christmas break, WHILE enjoying family time WITH LOW DRAMA? You’re in luck! In this episode I share the details on where to find $10,000 in scholarships in under an hour, alongside several tips to lower family-stress this season. You are allowed to get away and be refreshed before the next Christmas party. You are allowed to leave next year in next year and learn to be present. I also equip you with ways to start out conversations with relatives that are cushioned in kindness and bring life! Christmas break can truly be joyful and triumphant! Grab your cold brew and TI-89, because class is now in session. Related Episodes: 141 - Apply for This $2000 EASY, NO ESSAY Scholarship Over Christmas Break! on Apple Podcasts 143 - Apply for This $1500 EASY Scholarship BEFORE CHRISTMAS While Navigating Family Celebrations! on Apple Podcasts 144 - 2 Ways to Earn Spending Money from Phone Games While Resting Over Christmas Break! on Apple Podcasts P.S. Scholarship link mentioned in this episode --＞ 25+ Scholarships to Apply for in December 2025 - (accessscholarships.com) P.S. Come join our FB Christian College Girls Community, and tell us what traditional degree you're getting, and how you want to use it in an unconventional way(: Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

If you’re feeling the holiday stress creeping in — Christmas plans, family drama, mental overwhelm — this episode is going to feel like a breath of fresh air. 🎄✨ I’m sharing a $2,000 scholarship you can apply for before Christmas, and the best part? It’s short, simple, and totally doable even if you’re juggling holiday stress management, gift shopping, and trying to keep your sanity. Apply quickly, then get back to enjoying your people and finding some peace during the break. You’ll also get insider tips on how to stand out to the judges for this specific award — no guesswork, no confusion, just a clear plan to help you shine. Plus, if you want more scholarship opportunities without the stress of searching, I’ve got you covered. I consistently help students find $10,000–$30,000 in scholarships for college, university, grad school, law school, and more. Want to learn more?👉 Schedule a FREE Scholarship Strategy Session to learn more about it! → calendly.com/moneyandmentalpeace Scholarship mentioned: CollegeXpress Winter Break Sweepstakes Related Episodes: 260 - The Best Way to Find Scholarships You Don’t Even Know About (That Are Specific To You!) 255 - LIVE COACHING! I Found Her $23,000 in College Scholarships, Wanna Be Next? EP 3 - 5 Steps to Getting an EASY Full-Ride Scholarship, or Let Me Do it For You! P.S. Also find me at… Facebook → Christian College Girls Community at → tinyurl.com/karacommunity Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com YouTube: Kara's Quest - YouTube **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

Want to stay productive over Thanksgiving break without giving up your precious time with family, food, and football? You’re in luck. In this episode, I walk you through a $4000 VIDEO scholarship you can apply for before Thanksgiving break is over—without sacrificing your turkey, mashed taters, or chill time. You’ll get:• Where to find this $4000 video scholarship• What the video actually needs to include (don’t worry, it’s simple!)• How to finish this fast so you can get back to relaxing Perfect for students looking for fast or easy scholarships to do over Thanksgiving! If you want to make progress toward paying for college and still enjoy the holiday, this one’s for you! LET'S GO! P.S. Scholarship mentioned in this episode --> “Unboxing Your Life” Video Scholarship By Sttark | Sttark Related Episodes: 133 - Apply for this $5000 scholarship in UNDER AN HOUR over Thanksgiving break!! on Apple Podcasts 14 - 2 EASY Scholarships that Every Christian College Girl Could Apply For on Apple Podcasts 15 - EASY $10,000 SCHOLARSHIP YOU CAN APPLY FOR IN 5 MINUTES! What are You Waiting For? on Apple Podcasts Come join our FB Christian College Girls Community, and tell us what traditional degree you're getting, and how you want to use it in an unconventional way(: Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace YouTube: Kara's Quest - YouTube Email --＞ info@moneyandmentalpeace.com ** Find God's Path for College and Graduate Loan and Debt-Free ** Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life? In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt! I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you! Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track? I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free! And, I’m here to teach you HOW to do this, too. If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

If you’ve got 10 minutes and want to put yourself in the running for $500 of free scholarship money, this episode is your Thanksgiving break win. I’m walking you through a simple, no-essay scholarship that’s perfect for students who want to stay productive over break without spending hours writing or filling out long forms. We’ll cover: Who’s eligible What you need to submit The deadline Tips to make sure your entry is strong and error-free Why this is a perfect “quick win” during the holidays So grab a plate of leftovers, take a breath, and let’s get you some fast financial peace this Thanksgiving. 🦃💰 Scholarship mentioned: $500 "I’m Thankful" Thanksgiving Scholarship Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here... Instagram → @moneyandmentalpeace YouTube → Kara's Quest Email → info@moneyandmentalpeace.com **Get scholarships and pay for college without student loans!** Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

You're not a green-eyed monster from space, so you don't seem to fit the exacting qualifications of all the scholarships you're finding, UGH! Don't worry boo, I got you(: Today we discuss 2 ways that could help you find $10,000+ in scholarships for college! Website mentioned --> Chegg.com Work with me --> calendly.com/moneyandmentalpeace LET'S GOOOOOOOOOOOOOO!!! Grab your cold brew and TI-89, because class is now in session! Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 189 - 2 Ways to Use Scholarships to Pay for Gas, Books, and Coffee!! Try These Budget Tips to Get You There on Apple Podcasts 85 - Save $80 for College in 20 Minutes Today! (w/ Liz & Nkoli) on Apple Podcasts P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com Website --> Home (moneyandmentalpeace.com) Online course The Debt-Free College Blueprint --> debtfreecollegeblueprint.com ** Find God's Path for College and Graduate Loan and Debt-Free ** Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life? In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt! I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you! Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track? I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free! And, I’m here to teach you HOW to do this, too. If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

He paid off $56,696 in student loans in his early 20s — but it didn’t happen overnight. In this inspiring part two of Jon Carothers’ story, we dive into the faith, mindset, and habits that made it possible. 💬 How did he do it?Through God’s guidance, surrender, and taking ownership of his choices. He picked up extra jobs, surrounded himself with a supportive community, and learned the power of knowing his “why.” At the end of the day, he realized it’s all about choosing your hard — and trusting God with the rest. (Listen to part 1 here) 💡 Key takeaways: Hope and redemption in the face of addiction Stop digging deeper — start where you are It’s okay if your degree takes a little longer God doesn’t waste your experiences Character > Currency ✨ Topics covered in this episode: How to pay off student loans fast — even with a low income Practical, faith-based strategies to pay off debt Real stories from a Ramsey Preferred Coach with Financial Coach Master Training How Financial Peace University (FPU) tools can guide your journey to debt freedom and lasting peace Meet with Jon! CLICK HERE Related Episodes: 78 - How to Find $10,000 in Scholarship Opportunities in an Hour a Week 172 - 3 Ways to Search and Find the Scholarships Specific To You 158 - How to Graduate College with $10,000 to SPARE! Learn About FREE COLLEGE Here... P.S. Join me on... Facebook --> Christian College Girl Community Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com Get scholarships and pay for college without student loans! Are you worried about how to pay for college? Stressed because it’s so expensive? Are you having trouble finding scholarships, or all you find don’t apply to you? Overwhelmed with all things school and money? Welcome fam! This podcast will help you find and get scholarships, avoid student loans and maybe even graduate college debt-free! Hey! I’m Kara, a Christian entrepreneur, amateur snowboarder, and scholarship BEAST! I figured out how to not only finish college debt-free, but I even had $10k left over in the bank after graduation. (& btw, my parents weren’t able to help me financially either!) During school, I was worried about paying for next semester. I couldn’t find scholarships that worked specifically for me, and didn’t know how to get started while juggling homework and keeping up with ALL.THE.THINGS. But dude, I learned there was a better way! With God’s direction, I tested out of classes, and found the perfect scholarships, grants, internships, and weird budget hacks that helped me go from overwhelmed to debt-free with $10k in the bank–all with God on my side. ... and I’m here to walk you through this, too. If you are ready to find scholarships specific to you, learn to manage your money well, and have enough money to kill it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.

I’M GONNA HELP YOU GET PAID TO SIT IN CLASS + DO YOUR HOMEWORK WHILE MAKING BANK!!! Eeeek! What a fun topic! Listen in to learn more :D Related episodes: 93 - Can I Really Find Cheap Textbooks Online for Under $50? YES!! 3 Steps to Save Money on Books! on Apple Podcasts 169 - 5 Tips To Save $400 on Coffee in College (Dave Ramsey Approved!!!) on Apple Podcasts 186 - Find $10,000 in Scholarships This Week if You Optimize Your Time Management on Apple Podcasts P.S. Join me on... Facebook --> Christian College Girl Community ~ Scholarships & Graduate Debt-Free | Facebook Instagram --> @moneyandmentalpeace Email --＞ info@moneyandmentalpeace.com ** Find God's Path for College and Graduate Loan and Debt-Free ** Do you want guidance on where to go and what to study… wonder if you should change majors? Do you find yourself up late at night searching for scholarships, and ways to pay for college without parental help? Do you wake up worried about everything, and just want to make sure you’re following God’s plan for your life? In this podcast for Christian college girls, you will learn to find GOD’S path for your college journey, and graduate with no loans or debt! I get it! It is so tough doing things the world‘s way, when everybody else is doing life without God and in their own strength, making poor choices, and taking out loans. So, if you’re ready to stop dreading making decisions, and find EASY solutions to help you pay for college while following His path for your life, this podcast is for you! Hey there! I’m Kara Walker, a twenty-something entrepreneur, amateur snowboarder, recovering over-achiever, and debt-free college graduate. In college, I too was a stressed college student, looking for money and mental peace. I wondered if there were other ways to pay for college besides loans, and wished for clear direction on how to make college and career decisions! Not only was I worried about drowning in debt, but also afraid I hadn’t heard Jesus correctly. Was I studying the wrong thing? Was I completely off track? I felt semi-out of control and was spiraling, until I learned how to hear from God and follow His direction. He guided me and gave me the stepping stones to pay for college. Scholarships, grants, testing out of classes, and other weird school hacks got me through debt-free! And, I’m here to teach you HOW to do this, too. If you are ready to find answers about your future, have an intimate and fruitful relationship with Jesus, and have enough money to KILL it at college, this pod is for you! So grab your cold brew and TI-89, and listen in on the most stress-free and debt-free class you’ve ever attended: this is Money and Mental Peace.