Money Minded

Ask us a question or suggest a topic 🤙 The 2026 Australian budget just changed the rules on CGT, negative gearing, trusts, and more. But is it as bad as the headlines say — and what do smart investors actually do now? Terry sits down with Jayden Post from Cruz Financial and Adi Chanda from Alaya Property to cut through the noise and give you a practical, no-BS breakdown of what's changed, what it means, and how to position yourself going forward. What you'll learn: 📌 The CGT shift that's been...

Ask us a question or suggest a topic 🤙 This episode kicks off with a bang—Terry and Ryan dive into the firestorm that erupted after Terry's viral LinkedIn post on a heated debate between Daniel Priestley and Gary "Economics" Stevenson. The topic? A no-holds-barred conversation around wealth inequality, economic freedom, and whether taxing wealth is the way forward—or backward. What started as a midnight YouTube rabbit hole turned into a 200K+ impression social firestorm. But more importantly,...

Ask us a question or suggest a topic 🤙 Steve and Santina spent 15 years grinding away in stable but unfulfilling careers, stuck in the messy middle of life—long commutes, stressing about debt, and little time for what really mattered. Fast forward just one year, and they’ve completely flipped the script: ✅ Both landed dream jobs that align with their values and lifestyle ✅ Eliminated the need for a second job while making faster financial progress ✅ Cut their work stress dramatically wh...

Ask us a question or suggest a topic 🤙 In the last instalment of their escape plan series, Ryan and Terry break down the fifth and final skill of their money mapping method: asset stacking. Learning how to transition from making a living from your human capital (time and talent), to making a living from your financial capital (money) is the only way to buy back your time and live life on your own terms. Expect to learn: The two faulty assumptions that prevent progress. The four ...

Ask us a question or suggest a topic 🤙 What if you could predict your financial future and spend guilt-free while still smashing your goals? In this episode, Ryan and Terry unveil the fourth skill in their Escape Plan series: cashflow forecasting—a game-changing tool that bridges the gap between where you are and where you want to be. 🔍 Here’s what you’ll discover: How one family transformed their dreams of traveling Australia into a reality, just by mastering this skill.The surprising truth ...

Ask us a question or suggest a topic 🤙 What if your financial future wasn’t just something to hope for, but something you could design with clarity and purpose? In this episode of The Money Minded Podcast, Ryan and Terry dive into the transformative concept of Future Authoring—a groundbreaking approach to making your money meaningful. What you'll learn: Why traditional goal-setting methods often fall short and what to do instead.How to connect your finances to a life well-lived, transforming ...

Ask us a question or suggest a topic 🤙 Is money a friend or foe in your life? Join Terry and Ryan as they strip away the myths, fears, and confusion around money to help you build a healthier, more empowering relationship with it. They’ll take you back to basics, exploring what money really is (hint: it’s not the villain in your favourite movie) and why your beliefs about it might be holding you back. Expect eye-opening insights, practical tips, and a deep dive into the language and psycholog...

Ask us a question or suggest a topic 🤙 Cam was stuck. He’d thought building wealth through real estate would be his vehicle to financial freedom, but hit a serviceability ceiling. He’d tried different careers, but nothing had really stuck. He was burned out and knew he had to reassess things. So when he came across the concept of buying an established business, he looked a little harder than most. And he found some genuine opportunities. But even though it’s a ‘buyers market’, it wasn’t easy....