The Money Puzzle

It's the hot-button question for so many investors - how to optimise any spare cash they may have on hand. For younger investors it's often the mortgage; for older investors it's often putting the money into super (before it's too late) But which is it for you? Olivia Maragna of Aspire Retire joins Associate Editor, James Kirby in this episode.In today's show, we cover: Super for mortgage...what to do? Did super win or lose in the Budget? Are we close to the peak in the current mortgage cycle The home that negative gearing forgot See omnystudio.com/listener for privacy information.

The ASX 200 is enjoying a solid earnings season, but the healthcare sector is shooting the lights out. Believe it or not, the market sector that offered the fastest way to lose money last year is suddenly red hot. Jun Bei-Liu of the Ten Cap Alpha Plus funds joins Associate Editor, James Kirby in this episode. In today's show, we cover: Up 25% in a month! - Healthcare stocks are back Why the healthcare blue chips can keep rising Will CSL ever be Australia's biggest stock again? Earnings season recap- where to now for banks and miners? See omnystudio.com/listener for privacy information.

The old formula for seeking income in the Australian market is fading: Dividend rates have dropped across the ASX. Yet, recent tax changes mean that investors will want to raise income from local markets.  Hugh Robertson of the Centaur Financial Services group joins Associate Editor, James Kirby in this episode. In today's show, we cover: How can I chase income safely? The income risk ladder - Bonds to high dividend funds  Molino's move on SMSFs - More fees and a 'test'    Is there any escape from the minimum 30 per cent CGT rate? See omnystudio.com/listener for privacy information.

At the top end of the market, Australia's richest investors are deeplyengaged in the AI boom: Some are betting the house on AI, others are fighting to rescue their reputation as AI sweeps through every industry sector.  John Stensholt co-author of 'Tech Bros' the extraordinary story of Atlassian' joins Associate Editor, James Kirby in this episode. In today's show, we cover: Rich pickings in an AI bonanza  How Atlassian's 'tech bros' are pivoting towards AI Wes Maas bets the house on Firmus Why did Gina Rinehart invest heavily in SpaceX? See omnystudio.com/listener for privacy information.

The swing towards 'alternative' investing is much more than a fad, it is now a core dimension of most investment portfolios among wealthy investors. But how does the everyday investor get started in this area? Cathy Ding of the Glory House group joins Associate Editor, James Kirby in this episode. In today's show, we cover: The basics of alternative investing Getting started in private credit and private equity The enduring role of gold Advanced alternatives: Royalty streams and coupon notes  See omnystudio.com/listener for privacy information.

Investors love Exchange Traded Funds; these cheap and low-risk funds, which mirror indices such as the ASX 200, are increasingly popular.But how do you put them together to create a diversified portfolio? Chris Brycki, CEO of the Stockspot group, joins Associate Editor James Kirby in this episode. In today's show, we cover: ETF essentials - what you need to know Who are the main players in the market How to start a 60-40 ETF portfolio Building a deeper understanding of ETF offerings  See omnystudio.com/listener for privacy information.

For a generation, Australian investors were advised to hold their investments until they retired. Then once they entered tax-free retirement, they could largely sidestep CGT tax. This central plank of financial advice is finished: Every retiree will now pay a minimum 30 per cent tax and nobody will escape.Dr Adrian Raftery, author of '101 ways to save money on your tax - legally' joins Associate Editor, James Kirby in this episode. In today's show, we cover: The shock change to investor retirement benefits How the CGT new minimum rate is the sleeper issue for long-term investors Examining how tax planning must reflect the wider budget changes My shares have gone to zero - can I claim a tax loss? See omnystudio.com/listener for privacy information.