S2025 Ep307: Tru Rate Update-Fed Rate Decision Could Save—or Sink—Your Mortgage Rate

About this episode

Dan Frio discusses the potential impact of the upcoming Federal Reserve decision on mortgage rates amidst current economic conditions.

TRU Rate Update — Fed Rate Decision Could Save—or Sink—Your Mortgage Rate Watch here: https://youtu.be/WQLrrZ9eY8c Mortgage rates have improved recently — but next week’s Federal Reserve decision could determine whether that relief continues… or whether rates move higher again. In today’s episode, Dan Frio breaks down what the Fed is facing right now: ✅ Mortgage rates have pulled back ✅ Inflation is still running hotter than the Fed wants ✅ Jobs numbers remain strong ✅ GDP and the broader economy are holding up ✅ Oil prices and geopolitical risk are adding inflation pressure ✅ Homebuyers and homeowners are trying to decide whether to lock, float, buy, refinance, or wait The big question: Can the Fed help mortgage rates — or will sticky inflation force them to stay cautious? This matters if you are buying a home, refinancing, watching home prices, trying to time the market, or simply trying to understand why mortgage rates are not falling faster. CHAPTERS 00:00 Fed Decision Could Save—or Sink—Mortgage Rates 00:45 Why Next Week’s Fed Meeting Matters 02:10 Mortgage Rates Have Improved — But Is It Temporary? 03:30 Inflation Is Still the Fed’s Biggest Problem 05:00 Strong Jobs and GDP…

People in this episode

Host: Dan Frio

Topics covered

• mortgage rates
• Federal Reserve
• inflation
• housing market
• economic indicators

Keywords

• mortgage rates
• Federal Reserve
• inflation
• jobs numbers
• GDP
• homebuyers
• refinance

Mentioned in this episode

Organizations: Federal Reserve

Products: Mortgage Rates, Oil

Places: United States

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