S2025 Ep308: The Rate Update —Iran Headlines, Oil Prices, and Your Mortgage Rate — What's Connected

About this episode

This episode discusses the current state of mortgage rates and their connection to oil prices, inflation, and the Federal Reserve's upcoming meeting.

Mortgage rates are starting the week near recent lows — but this could be a major turning point. This week, the Federal Reserve meets, oil prices are back in focus because of Iran headlines, and several major economic reports could move the bond market, Treasury yields, mortgage-backed securities, and ultimately mortgage rates. In today’s Rate Update, I break down: ✅ Where mortgage rates are right now ✅ Why the Federal Reserve announcement matters this week ✅ How oil prices and Iran headlines can impact inflation expectations ✅ Why inflation is still a key driver for mortgage rates ✅ What buyers should consider before locking or floating ✅ What homeowners should know if they’re waiting to refinance Mortgage rates do not move in a vacuum. They are affected by inflation, Federal Reserve policy, the 10-year Treasury, mortgage-backed securities, oil prices, geopolitical risk, and economic data. So if you’re buying, refinancing, or waiting for rates to drop, this is a week where you need to understand the WHY behind the market — not just the headline mortgage rate. CHAPTERS 00:00 Mortgage Rates and the Fed This Week 00:28 Why This Is a Big Week for Rates 01:00 Where Mortgage Rates Are…

People in this episode

Host: Dan Frio

Topics covered

• mortgage rates
• Federal Reserve
• oil prices
• inflation
• economic reports
• refinancing
• homebuying

Keywords

• mortgage rates
• Federal Reserve
• oil prices
• inflation
• economic data
• refinance
• homebuyers

Mentioned in this episode

Organizations: Federal Reserve, Treasury, mortgage-backed securities

Places: Iran, 10-year Treasury

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