The Truth About Spending in Retirement and Why It’s Good News

About this episode

The episode discusses misconceptions about retirement spending and presents data on how retirees can manage their finances more effectively.

Knowing how much income you’ll need in retirement is a key variable in determining how much you need to have saved before you stop working. But what many people believe about how spending progresses over the course of retirement is wrong. Host Robert Brokamp speaks with David Blanchett, the head of retirement research at Prudential Financial and a portfolio manager for PGIM, about what the data shows about real-life retirement spending. Topics covered include: -Why retirees may not need as much inflation protection as is commonly recommended-Healthcare expenses: the retirement wildcard-Why the reality of retirement spending could result in a higher withdrawal rate-Other factors that suggest retirees could withdraw more than the “4% rule” Host: Robert Brokamp, CFP®, EAGuest: David Blanchett: Ph.D., CFP®, CFAEngineer: Bart Shannon, Kristi Waterworth Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities…

People in this episode

Host: Robert Brokamp

Guest: David Blanchett

Topics covered

• retirement spending
• inflation protection
• healthcare expenses
• withdrawal rates
• financial planning

Keywords

• retirement
• spending
• inflation
• healthcare
• withdrawal rate
• financial advice

Mentioned in this episode

Organizations: Prudential Financial, PGIM, The Motley Fool

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