2026 SBA Playbook: Real Estate, Business Acquisition & Franchise Lending | Ep. 27 | My SBA Loan Pro

About this episode

Ryan Smith discusses the current and future landscape of SBA lending, real estate financing, and business acquisition funding.

In this episode of My SBA Loan Pro Podcast, the host sits down with Ryan Smith, founder of ThinkSBA, to discuss the current and future landscape of SBA lending, real estate financing, and business acquisition funding. Ryan shares what he’s seeing across SBA 7(a), SBA 504, national banks, community lenders, and SBA-only lenders — including where interest rates are headed, when it makes sense to buy versus wait, and why certainty to close often matters more than chasing the lowest rate. The conversation also dives into business acquisition trends driven by the “silver tsunami,” increasing private equity competition, franchise startup financing, collateral requirements, and what serious buyers should be doing now to prepare for 2026. Whether you’re a business owner, acquisition entrepreneur, or franchise buyer, this episode offers practical, real-world insight into navigating today’s lending environment and positioning yourself for long-term success. Instagram: https://instagram.com/mysbapro Twitter: https://twitter.com/mysbapro LinkedIn: https://linkedin.com/in/ryanpatryck Key Chapters: 00:00 – 2026 Owner Occupied Real Estate Financing Outlook 02:05 – Owner Occupied Real Estate…

People in this episode

Host: Ryan Smith

Topics covered

• SBA lending
• real estate financing
• business acquisition
• franchise financing
• interest rates
• lending environment

Keywords

• SBA loans
• real estate
• business acquisition
• franchise lending
• interest rates
• lending trends
• 2026 outlook

Mentioned in this episode

Organizations: ThinkSBA, SBA, SBA 7(a), SBA 504, national banks, community lenders, SBA-only lenders

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