
Retirement Coffee Talk
by Charisse Rivers
Is this your podcast?Charisse Rivers is the founder and president of Zinnia Wealth Management, where she is recognized for her expertise in financial planning and investment strategies. With a focus on retirement, Rivers brings a wealth of knowledge to her audi…
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Est. listeners per new episode within ~30 days
138 to 311🎙 Daily cadence·446 episodes·Last published yesterday - Monthly Reach
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460 to 1.0K - Active Followers
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253 to 569575 real followers tracked across platforms
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On the show
From 14 epsHost
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Recent episodes
Why Am I Writing Check to the IRS in Retirement? | Dealing with Market Declines
May 9, 2026
28m 30s
Why “Buying the Dip” Can Work Against Retirees | The Retirement Costs Nobody Warns You About
May 2, 2026
26m 21s
What Can Get in the Way of Your Retirement Timing
Apr 30, 2026
7m 49s
Avoid These 5 Mistakes Before Retirement
Apr 28, 2026
17m 15s
What Could You Find in Retirement That Would Give You “Sticker Shock?” | Are You Having a Hard Time Dealing with Inflation?
Apr 25, 2026
27m 51s
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| Date | Episode | Topics | Guests | Brands | Places | Keywords | Sponsor | Length | |
|---|---|---|---|---|---|---|---|---|---|
| 5/9/26 | ![]() Why Am I Writing Check to the IRS in Retirement? | Dealing with Market Declines✨ | retirement tax trapsmarket declines+3 | — | Zinnia Wealth Management | — | retirementIRS+5 | — | 28m 30s | |
| 5/2/26 | ![]() Why “Buying the Dip” Can Work Against Retirees | The Retirement Costs Nobody Warns You About✨ | retirement planningmarket dips+3 | — | Zinnia Wealth Management | — | buying the dipretirement costs+5 | — | 26m 21s | |
| 4/30/26 | ![]() What Can Get in the Way of Your Retirement Timing✨ | retirement timingpreparing for retirement+3 | — | Zinnia Wealth Management | — | retirementtiming+3 | — | 7m 49s | |
| 4/28/26 | ![]() Avoid These 5 Mistakes Before Retirement✨ | retirement planningfinancial mistakes+3 | — | Zinnia Wealth Management | — | retirementplanning+3 | — | 17m 15s | |
| 4/25/26 | ![]() What Could You Find in Retirement That Would Give You “Sticker Shock?” | Are You Having a Hard Time Dealing with Inflation?✨ | retirementinflation+3 | — | Zinnia Wealth Management | — | retirementinflation+3 | — | 27m 51s | |
| 4/21/26 | ![]() What Is Your Measure of Stock Market Success? | The Secret to Retirement Happiness Many Have Discovered✨ | stock marketretirement happiness+3 | — | Zinnia Wealth Management | FacebookInstagram+2 | stock marketretirement+3 | — | 25m 17s | |
| 4/11/26 | ![]() Spreading Out Your Financial Risk Outside of the Stock Market | Is There a Sweet Spot When to Do a Roth Conversion? | The Mistakes Retirees Keep Repeating✨ | financial riskRoth conversion+3 | — | Zinnia Wealth Management | — | financial riskRoth conversion+5 | — | 26m 46s | |
| 4/7/26 | ![]() Interview with Curtis Wynn CEO of SECO Energy✨ | electric costspower grid+4 | Curtis Wynn | SECO EnergyZinnia Wealth Management | Florida | electric costsFlorida power grid+5 | — | 40m 36s | |
| 4/4/26 | ![]() How Are You Handling the Current Market Drop? | This May Actually Be Your Biggest Retirement Asset | An Interview with Curtis Wynn CEO of SECO Energy✨ | market dropretirement planning+4 | Curtis Wynn | SECO EnergyZinnia Wealth Management | — | market dropretirement assets+3 | — | 1h 07m 14s | |
| 4/2/26 | ![]() Two Siblings in Their 50s Get an Inheritance. They Deal with It in Completely Different Ways. Who’s Right?✨ | inheritancefinancial responsibility+3 | — | Zinnia Wealth Management | — | inheritancefinancial planning+3 | — | 8m 47s | |
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| 3/31/26 | ![]() Over 30% of Retirees Make THIS Costly Mistake✨ | retirement planning401(k)+3 | — | Zinnia Wealth Management | Uncle Sam | retirement401(k)+4 | — | 9m 40s | |
| 3/28/26 | ![]() Where Do I Put My Money to Get Me the Retirement Paycheck I Need? | Will the 2026 Stock Market Stay on the Roller Coaster?✨ | retirement planningfinancial vehicles+4 | — | Zinnia Wealth Management | — | retirement paycheckfinancial vehicle+5 | — | 27m 39s | |
| 3/25/26 | ![]() John Calipari on Coaching, Curiosity, and Planning Life After Basketball✨ | coachingleadership+3 | John Calipari | Zinnia Wealth Management | KentuckyArkansas | coachingcuriosity+3 | — | 5m 52s | |
| 3/24/26 | ![]() If You Are Losing Money in the Stock Market, When Is Enough, Enough?✨ | stock market lossesinvestment strategies+3 | — | Zinnia Wealth Management | — | stock marketinvestment+3 | — | 8m 56s | |
| 3/21/26 | ![]() Can My Retirement Plan Be Like My Car GPS? | To Pay Off Your Mortgage or Not | On this episode: A GPS tells me step by step how to get to my destination. Can a retirement plan do the same? Should you pay of your mortgage or carry it into retirement? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 26m 56s | ||||||
| 3/17/26 | ![]() This May Be Your Biggest Challenge If You Want to Retire Early | Early retirement may mean taking Social Security at 62. But what do you do about healthcare? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 12m 17s | ||||||
| 3/14/26 | ![]() What’s More Important to You: Growing Your Money or Protecting It? | Watch Out for This Early Retirement Trap | On this episode: What’s your goal from growing your money: 3%, 5%, beat the market? Is that important in retirement? This might be your biggest hurdle if you want to retire early. Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 26m 16s | ||||||
| 3/7/26 | ![]() Can Retirement Planning Be Boiled Down to Three Things? | An Odd Difference Between People Who Are Preparing for Retirement and Those in Retirement | The Mistake Over 30% of Retirees Make | On this episode: Think retirement is just about saving? Discover the three numbers that matter most — what’s coming in, what’s going out, and whether your savings can truly support your lifestyle. Markets rise, markets fall — but bad decisions can be costly. Learn how emotional reactions and poor timing can drain retirement income without a smart, written income strategy. Turning 73? One missed move could trigger penalties, higher taxes, and Medicare surcharges. Breaking down RMDs and why proactive tax planning is non‑negotiable. Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 48m 32s | ||||||
| 3/3/26 | ![]() Interview: Chester Weber – Live Oak International | Chester Weber has made his living around horses. He has created one of the premiere events in the Ocala area at Live Oak International. What do you need to know to attend? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 20m 26s | ||||||
| 2/28/26 | ![]() As Interest Rates Go Down, What Should You Do with Your Retirement Money? | You Lose Your Job 2 Years Before Retirement: Now What? | Interview With Chester Weber at Live Oak International | On this episode: Buy short-term bonds when rates are going up, buy long-term bonds as rates are going down. Is there anything else? What’s your action plan if you lose your job a few years shy of retirement? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 48m 25s | ||||||
| 2/21/26 | ![]() Should Gold Be a Part of Your Portfolio? | How Hard Is Your Advisor Really Working for You? | Will AI Eliminate Retirement Planning and Saving? | On this episode: Gold prices are going through the roof. Should you buy in? How often should you meet with your financial advisor? Elon Musk says technology will end the need for retirement saving. Is that possible? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 50m 21s | ||||||
| 2/17/26 | ![]() How Do You Create Your Paycheck in Retirement? | From the 4% rule to pulling money as you need it, there are a lot of ways to determine your retirement paycheck. What are the pros and cons of each one? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 10m 14s | ||||||
| 2/14/26 | ![]() The Question Everyone Has No Matter Their Wealth | Are Bonds Out of Favor? | Dealing With Your Biggest Retirement Expense | On this episode: Whether you have $5 million or $500 thousand, everyone seems to be asking THIS question. Interest rates are down. Should you give up on bonds? People are more worried about THIS than the price of food and housing in retirement. Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 50m 53s | ||||||
| 2/10/26 | ![]() Why the Numbers They Tell You to Save Are Wrong | When you see the articles that say you need $1.5 million to retire, it can be depressing. There is an important factor these numbers don’t include. Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 7m 53s | ||||||
| 2/9/26 | ![]() Avoiding the Retirement Budget Buster | Your Retirement Decision After a Surprise Job Loss | On this episode: Unexpected expenses will likely happen to you in retirement. How do you include that in your retirement budget? What happens when you lose your job a few years before retirement? Like this episode? Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management: Facebook, Instagram, LinkedIn and YouTube!See omnystudio.com/listener for privacy information. | 27m 07s | ||||||
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