Why Taking the “Wrong” Retirement Withdrawal Can Cost More Than You Think | New Social Security Ideas Keep Surfacing—Here’s Why

About this episode

This episode discusses how to avoid retirement tax traps and incorporate market declines into retirement planning.

On this episode: Everyone says there’s a “right order” to take retirement income—but taxes can turn simple advice into an expensive mistake. You saved for decades—so why do so many retirees end up afraid to spend when it finally matters most? Like this episode?  Hit that Follow button and never miss an episode! 💬 Engage, Share, and Learn even more with Charisse and her team at Zinnia Wealth Management : Facebook , Instagram , LinkedIn and YouTube ! See omnystudio.com/listener for privacy information.

People in this episode

Host: Charisse Rivers

Topics covered

• retirement tax traps
• market declines
• retirement planning
• financial education
• investment strategies

Keywords

• retirement
• IRS
• taxes
• market declines
• financial planning
• investment
• Zinnia Wealth Management

Mentioned in this episode

Organizations: Zinnia Wealth Management

More episodes of Retirement Coffee Talk

• Is Your Retirement Strategy Stuck on Autopilot? · June 9, 2026 · 19 min
• The AI Stock Illusion: Is Your Retirement Portfolio at Hidden Risk? · June 6, 2026 · 49 min
• Beyond the Budget: The Real Cost of Unplanned Retirement Splurges · June 2, 2026 · 19 min
• The "Permission to Spend" Portfolio · May 30, 2026 · 47 min
• The DIY Retirement Trap: Is Your Portfolio Outliving Your Planning? · May 26, 2026 · 10 min
• Saying Uncle to Uncle Sam: Outsmarting Retirement Tax Traps · May 23, 2026 · 54 min