What Kind Of Spring Market Will We Have?

About this episode

The episode discusses the implications of recent mortgage rate changes on the Canadian real estate market as spring approaches.

The CREA March 2026 release looked like a flat month on the surface — sales down 0.1%, listings down 0.2%, prices drifting lower. But underneath the headline is a real story: a mid-March bond yield spike drove fixed mortgage rates up 30 basis points, threatening to freeze out first-time buyers during the most important sales months of the year. CREA and TD both revised their 2026 forecasts downward, and the regional divergence is now the widest in recent memory, Alberta sitting at 3.2 months of inventory with prices rising, while BC is at 7.8 months with prices falling nearly 6% year-over-year. Nick and Dan break down what the rate jump means for buyers, sellers, and investors, why "balanced market" is a meaningless national average, and where the real opportunities and risks are heading into spring. EDMONTON MULTIPLEX EVENT Try it NordVPN risk-free now with a 30-day money-back guarantee! Use our code "realestate" to get 4 extras months from a 2 years plan Exchange-Traded Funds (ETFs) | BMO Global Asset Management LISTEN AD FREE Realist.ca   See omnystudio.com/listener for privacy information.

People in this episode

Hosts: Daniel Foch, Nick Hill

Topics covered

• real estate market
• mortgage rates
• first-time buyers
• regional market differences
• investment opportunities
• spring market outlook

Keywords

• real estate
• mortgage rates
• CREA
• TD
• Alberta
• BC
• spring market
• investment
• first-time buyers

Sponsors

NordVPN

Mentioned in this episode

Organizations: CREA, TD

Places: Alberta, BC

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