The Financial Long Game

Before the wedding day arrives, there are important financial and legal conversations every couple should be having. In this episode, we’re joined by family lawyer and founder of Illuma Law, Abby Pang, to unpack the realities of prenups, inheritances, business ownership and the legal changes that come with marriage. Abby shares practical insight into the conversations couples often avoid and the costly misunderstandings that can happen when they do. So while you’re on your way to tour venues and finalize seating charts, this episode is a great use of time, full of valuable guidance to help protect your future together.

No will? You’re not alone — but you are taking a risk.In this week’s episode of The Financial Long Game, Shelly Appleton-Benko and Aleksandra Mihailovic from KSW Lawyers break down why every Canadian adult needs a will, what happens if you don’t have one, and how to make estate planning easier (and even digital).

In this special Community Spotlight episode of The Financial Long Game, host Shelly Appleton-Benko sits down to chat with Surrey firefighter Dylan Van Rooyen about how the Surrey Fire Fighters’ Charitable Society turns generosity into meaningful community change—one act, one dollar, one life at a time.

In this episode of The Financial Long Game, Shelly sits down with Dr. Ramneek Dosanjh who shares her powerful story of leaving a difficult marriage marked by emotional and financial control. Together, they explore the realities of becoming suddenly single, the importance of financial awareness in relationships, and how to protect – and rebuild – your financial future.Odlum Brown Financial Services Limited (OBFSL) is a wholly owned subsidiary of Odlum Brown Limited offering life insurance products as well as tax, retirement, estate and financial planning services exclusively to Odlum Brown clients. This material has been prepared for informational purposes only and is not intended to provide tax, legal, financial or other advice. Recipients of this information are expressly cautioned to seek the advice of professional advisors, as applicable, before acting on any part of the information provided herein. The information presented, while obtained from sources we believe reliable, is checked but not guaranteed against errors or omissions. Through OBFSL, we offer a variety of coverage options from many of Canada’s top insurance companies tailored to suit clients’ individual needs. Our licensed professionals are here to help you assess your position and implement customized recommendations to meet your individual circumstances and needs. For more information, please contact your Odlum Brown Investment Advisor or Portfolio Manager.

On this season’s final episode, we are debunking some of the biggest money myths out there! Ever heard that a high income guarantees wealth? Or that the stock market is a no-go for your retirement cash? We're taking aim at these common "truths" that could be holding your finances hostage. Join us as we bust open misconceptions about budgeting, the elusive art of timing the market and whether you really need to be debt-free before investing. Tune in – your wallet will thank you!

Thinking of selling your U.S. real estate or dreaming of a future purchase? The tax implications for Canadians can be complex. Join us as James Smeaton, Tax and Estate Planner from our Financial Planning team,* breaks down everything you need to know. From smart ownership strategies to consider before you buy, to the tax consequences of selling or renting, and even estate planning considerations for your U.S. assets, learn how to confidently navigate the cross-border tax landscape and make informed decisions about your U.S. real estate ventures.Find your U.S. Entry & Exit Record here: https://i94.cbp.dhs.gov/search/history-search *Odlum Brown Financial Services Limited (OBFSL) is a wholly owned subsidiary of Odlum Brown Limited offering life insurance products as well as tax, retirement, estate and financial planning services exclusively to Odlum Brown clients. This material has been prepared for informational purposes only and is not intended to provide tax, legal, financial or other advice. Recipients of this information are expressly cautioned to seek the advice of professional advisors, as applicable, before acting on any part of the information provided herein. The information presented, while obtained from sources we believe reliable, is checked but not guaranteed against errors or omissions.

It's time to treat your health like your greatest asset! This week, we dive into why "health is wealth" is more than just a saying, especially as you look toward the future! Join Shelly and expert Heather Ramsbottom as we explore practical strategies for physical activity, nourishing nutrition, and effective stress management to help you make the most of every stage of life. We'll explore why prioritizing your well-being now is crucial, especially when you envision enjoying those retirement dreams. Tune in for simple yet powerful steps you can take right now to boost your well-being and build a healthier, happier you for all the years to come. Find more helpful tips from Heather here: https://pitraining.ca/blog/

Stress-Free Estate Planning Using Insurance– perhaps an oxymoron? Dealing with an estate can be overwhelming, both emotionally and financially. So, is it possible to make the process stress free? In this episode, we discuss how insurance can be used to simplify and protect your assets.This week we are joined by Debbie Stuart, Estate and Insurance Planner with our Financial Planning team,* to cover the greatest costs for an estate, how insurance can prevent the forced sale of assets, and ways to minimize the tax burden on your estate and family. While "stress-free estate planning using insurance" might sound improbable, the right approach can make all the difference.--Follow Debbie Stuart:LinkedIn - https://www.linkedin.com/in/debbie-stuart-clu%C2%AE-chs%E2%84%A2-tep-cfp%C2%AE-cea-a521b579/?originalSubdomain=caOdlum Brown Financial Services Limited (OBFSL) is a wholly owned subsidiary of Odlum Brown Limited offering life insurance products as well as tax, retirement, estate and financial planning services exclusively to Odlum Brown clients. This material has been prepared for informational purposes only and is not intended to provide tax, legal, financial or other advice. Recipients of this information are expressly cautioned to seek the advice of professional advisors, as applicable, before acting on any part of the information provided herein. The information presented, while obtained from sources we believe reliable, is checked but not guaranteed against errors or omissions. Through OBFSL, we offer a variety of coverage options from many of Canada’s top insurance companies tailored to suit clients’ individual needs. Our licensed professionals are here to help you assess your position and implement customized recommendations to meet your individual circumstances and needs. For more information, please contact your Odlum Brown Investment Advisor or Portfolio Manager.