2026 Payments Outlook: Staying Ahead of AI-Driven Threats

2026 Payments Outlook: Staying Ahead of AI-Driven Threats

From The Payments Podcast by Bottomline

January 13, 2026 · 22 min

About this episode

This episode discusses the evolving challenges of cybercrime in payments and offers strategies to combat fraud.

Cybercrime is evolving fast, and 2026 will bring new challenges for banks and corporates alike. In this episode, we talk with Bottomline fraud experts Eric Choltus and Marc Salinas about the rising risks of B2B payments fraud, account takeover (ATO), and AI-enabled attacks. They share practical strategies for upstream fraud detection, regulatory compliance, and why consortiums and embedded banking matters most. Whether you’re a bank or business, tune in for actionable insights to strengthen your defenses and protect your payment workflows.

People in this episode

Host: Bottomline

Guests: Eric Choltus, Marc Salinas

Topics covered

  • cybercrime
  • B2B payments fraud
  • account takeover
  • AI-enabled attacks
  • fraud detection
  • regulatory compliance
  • embedded banking

Keywords

  • payments
  • fraud
  • cybersecurity
  • AI threats
  • banking
  • defense strategies
  • compliance

Mentioned in this episode

Organizations: Bottomline

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