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On the show
From 11 epsHost
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Recent episodes
How the Merchant of Record Became a Global Commerce Engine
Jun 23, 2026
Unknown duration
A Career in Payments: Insights from Three Decades at Nacha
Jun 22, 2026
Unknown duration
Preparing for Quantum Day and the Risks to Modern Cryptography
Jun 17, 2026
Unknown duration
Serving a Segment of One: The Race to Stay Top of Wallet
Jun 11, 2026
Unknown duration
The Future of KYC Is Layered—and Data-Driven
Jun 9, 2026
Unknown duration
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| Date | Episode | Topics | Guests | Brands | Places | Keywords | Sponsor | Length | |
|---|---|---|---|---|---|---|---|---|---|
| 6/23/26 |  How the Merchant of Record Became a Global Commerce Engine | Picture the scene; a U.S. developer discovers that one of their fastest-growing markets is overseas. For many digital businesses, the first signs of international opportunity develop quickly. However, new local markets also mean new local complexities. Brazilian customers expect support for Pix. In India, UPI dominates the payments landscape. In Poland, BLIK accounts for as […] The post How the Merchant of Record Became a Global Commerce Engine appeared first on PaymentsJournal. | — | ||||||
| 6/22/26 | A Career in Payments: Insights from Three Decades at Nacha | Few payments professionals have been able to observe and influence the industry as much as Jane Larimer, President and CEO of Nacha, who has helmed the organization that governs the ACH Network through challenging industry transitions and considerable organizational success. In her nearly 31 years at Nacha, Larimer has seen firsthand the shift away from […] The post A Career in Payments: Insights from Three Decades at Nacha appeared first on PaymentsJournal. | — | ||||||
| 6/17/26 | Preparing for Quantum Day and the Risks to Modern Cryptography | Quantum computing may still be years away from breaking cryptography, but powerful quantum computers are rapidly advancing, and their impact on cybersecurity is already unfolding. Unlike previous technological shifts, it has the potential to render some of today’s most trusted cryptographic protections obsolete—forcing organizations to rethink how they secure data long before the threat materializes. […] The post Preparing for Quantum Day and the Risks to Modern Cryptography appeared first on PaymentsJournal. | — | ||||||
| 6/11/26 | Serving a Segment of One: The Race to Stay Top of Wallet | Artificial intelligence has raised consumer expectations. Today, people can create a personalized event invitation, social media post, or digital experience in seconds, so why does the payment card they use every day still feel generic? That question is driving renewed interest in payment card innovation, including personalization, premium materials, digital integration, and stronger security features […] The post Serving a Segment of One: The Race to Stay Top of Wallet appeared first on PaymentsJournal. | — | ||||||
| 6/9/26 | The Future of KYC Is Layered—and Data-Driven | Know Your Customer rules were designed to stop financial crime, but in practice, they are increasingly being bypassed by both human error and machine-generated deception. Last year, Barclays was fined £42 million (roughly $56.9 million) for failing to properly vet clients for money laundering risks. In this case, the UK lender had access to all […] The post The Future of KYC Is Layered—and Data-Driven appeared first on PaymentsJournal. | — | ||||||
| 6/4/26 | Separating Hype from Reality in Emerging Payment Trends | Despite near-constant industry buzz, the days when artificial intelligence agents dominate e-commerce—and consumers widely complete in-store purchases with a palm swipe—have not yet arrived. This is not to say they will never arrive, but if the rollout of prior tech trends like biometric authentication and embedded finance is any indication, there is still substantial runway […] The post Separating Hype from Reality in Emerging Payment Trends appeared first on PaymentsJournal. | — | ||||||
| 6/3/26 | Searching for Trust in Agentic Commerce | When an AI agent buys the wrong product—or makes a purchase no one explicitly approved—the fallout isn’t just a customer service issue. It’s a liability problem the payments ecosystem isn’t fully prepared to handle. In a PaymentsJournal Podcast, Jill Willard, CTO at IXOPAY, Rory Herriman, CTO and COO at Zip Co, and Christopher Miller, Lead […] The post Searching for Trust in Agentic Commerce appeared first on PaymentsJournal. | — | ||||||
| 5/26/26 | The Instant Payments Shift Is Testing the Limits of Legacy Banking | For decades, banks could afford to move slowly. Now, speed is table stakes. In a world of instant payments and real-time expectations, institutions built on legacy systems are being forced to confront a hard reality: modernizing is no longer optional. In a PaymentsJournal Podcast, George Malesky, Director of Partnership Development at Qualpay, and Brian Riley, […] The post The Instant Payments Shift Is Testing the Limits of Legacy Banking appeared first on PaymentsJournal. | — | ||||||
| 5/20/26 | Embedded Payments Are Becoming Core to Vertical SaaS | Not long ago, a concrete company and a takeout restaurant could end up running their business on the exact same software. Systems built for everyone, in practice, worked perfectly for no-one—and bending them to fit the realities of a small business was often frustrating or simply impossible. Vertical software-as-a-service (SaaS) solutions emerged to solve this […] The post Embedded Payments Are Becoming Core to Vertical SaaS appeared first on PaymentsJournal. | — | ||||||
| 5/14/26 | Inside Banking’s $10 Billion Inflection Point | Crossing $10 billion in assets isn’t just a milestone for financial institutions—it’s a turning point. What looks like a measure of growth quickly becomes a fundamental shift in how a bank operates, earns revenue, and manages risk. However, this landmark also brings substantial regulatory and compliance obligations, including changes to debit card revenue streams, mandatory […] The post Inside Banking’s $10 Billion Inflection Point appeared first on PaymentsJournal. | — | ||||||
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| 5/13/26 | The Hidden Cost of Fraud Disputes Is Hitting Banks Hard | Fraud disputes are one of the fastest ways for banks to lose customers—and one of the least prioritized parts of the business. Despite the high costs, many institutions still treat them as a back-office function rather than a decisive point in the customer relationship. Beyond immediate losses—such as chargebacks, write-offs, and investigation expenses—banks also lose […] The post The Hidden Cost of Fraud Disputes Is Hitting Banks Hard appeared first on PaymentsJournal. | — | ||||||
| 5/12/26 | Crypto Payments Are Ready for the Mainstream | Cross-border payments have long been defined by delays, fees, and a maze of intermediary banks. Stablecoins are changing that—offering a faster, simpler alternative that cuts out the middleman entirely. This use case is one of the key drivers behind the stablecoin market’s rapid growth in recent years. However, stablecoins—and digital assets more broadly—have the potential […] The post Crypto Payments Are Ready for the Mainstream appeared first on PaymentsJournal. | — | ||||||
| 5/7/26 | The Passkey You Can’t Steal: Why Hardware Beats Software for High-Stakes Authentication✨ | authenticationpasskeys+3 | — | PaymentsJournal | — | passkeyauthentication+5 | — | 18m 01s | |
| 4/29/26 | Tips on a Prepaid Card: A Practical Solution with Broad Industry Impacts✨ | prepaid cardspayroll systems+3 | — | NCAAPaymentsJournal | — | prepaid cardpayroll+3 | — | 18m 34s | |
| 4/23/26 | As Fraud and Agentic Risks Mount, Data Provides Continuity✨ | fraudcybersecurity+3 | — | artificial intelligencecloud-scale infrastructure+1 | — | fraudcybercriminals+4 | — | 31m 16s | |
| 4/21/26 | What Would it Take for Stablecoins to Replace Wire Transfers in B2B Payments?✨ | stablecoinsB2B payments+3 | Avinash Chidambaram | PaymentsJournal | — | stablecoinswire transfers+4 | — | 21m 56s | |
| 4/13/26 | Instant, Irrevocable Payments Demand a Fraud Prevention Reboot✨ | fraud preventionpayment systems+3 | — | financial services providercredit cards+1 | — | fraudulent purchaserecourse+3 | — | 18m 16s | |
| 3/30/26 | From a Checkbox to a Differentiator: Redefining ACH Fraud Monitoring✨ | ACH fraudpayment security+3 | — | Warren CountyPaymentsJournal | New York | ACHfraud monitoring+3 | — | 21m 31s | |
| 3/26/26 | The Emotional Toll of Financial Fraud✨ | financial fraudemotional impact+3 | — | PaymentsJournalAI | — | financial fraudemotional toll+3 | — | 22m 04s | |
| 3/19/26 | What Should Credit Unions Be Doing with Crypto?✨ | cryptocurrencystablecoins+4 | — | VeleraDigital Asset Lab | credit unions | credit unionscryptocurrency+4 | — | 29m 09s | |
| 3/18/26 | The Fate of Agentic Commerce Hinges on an Elusive Resource: Trust✨ | trustagentic commerce+3 | — | banksbusinesses+3 | — | trustagentic commerce+3 | — | 25m 54s | |
| 3/10/26 | Tokenization: From Security Tool to Future-Ready Payments✨ | tokenizationdata security+3 | — | tokenizationPaymentsJournal+1 | — | tokenizationdata breaches+3 | — | 20m 14s | |
| 3/9/26 | Despite Fintech Encroachment, Banks Can Remain the Go-To for SMBs✨ | small businessfintech+3 | — | Banksfintech+1 | — | small business ownersfinancial data+3 | — | 21m 25s | |
| 3/5/26 | From Reaction to Prevention: Rethinking Payment Fraud | With the advent of faster payments, many financial organizations have prioritized speed over fraud detection. Consumers expect instant transactions, but banks must still protect themselves and their customers from fraud. Running fraud detection in the background—analyzing contextual signals and historical data—helps strike the right balance between speed and security. In a PaymentsJournal Podcast, Diarmuid Thoma, […] The post From Reaction to Prevention: Rethinking Payment Fraud appeared first on PaymentsJournal. | — | ||||||
| 3/2/26 | ACH and the Path Toward Future-Ready Payments | ACH is a critical part of the U.S. payment infrastructure, driving a significant portion of transaction volumes and supporting important use cases such as supplier payments, payroll, and many others. Despite competition from newer rails that serve similar purposes, ACH continues to grow at a remarkable pace. In a PaymentsJournal Podcast, Radha Suvarna, Chief Product […] The post ACH and the Path Toward Future-Ready Payments appeared first on PaymentsJournal. | — | ||||||
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