The Problem With...

Diren Kartal joins James Smith for an honest, often hilarious conversation about what running a small business actually does to you once the money is coming in but the freedom isn't. Diren is a personal trainer and Turkey's number one fitness coach with over 1.2 million followers, and despite bringing in hundreds of thousands a year he can't shake the feeling that none of it sticks. Together they unpick the tax trap that's bleeding British high-earners dry, the brutal "valley of death" stage of scaling, his secret ADHD diagnosis, and why the two of them keep eyeing the exits to Australia, Dubai and Turkey. 👁️ Try Neutonic: https://www.neutonic.com/jamessmith 🧪 Check your Test: https://www.manual.co/smith 📝 Business Mentoring: https://www.jamessmith.business 🏋🏼‍♂️ Online Coaching: https://www.jamessmithacademy.com Diren Kartal's YouTube Channel – https://www.youtube.com/c/DirenKartal Diren Kartal On Instagram – https://www.instagram.com/diren.kartal/ He explains: ◼️ Why he can earn hundreds of thousands a year and still not feel a penny of it ◼️ The HENRY trap, and why earning over 100k in the UK can quietly leave you worse off ◼️ The secret ADHD diagnosis and meds that finally turned the noise off and let him focus ◼️ Why the rich borrow against their assets instead of selling, and never pay the tax ◼️ Why short-form scrolling left him "depressed and disgusted" and long form is the real comeback Chapters: 00:00 The Problem With Running A Small Business 01:25 Bringing In Hundreds Of Thousands And Feeling Nothing 01:52 HENRY: High Earner, Not Rich Yet 03:21 The Cost Of Living In London Right Now 04:07 Every Tax Under The Sun 05:25 Why The Shops Keep Shutting Down 06:27 Business Rates Are The Real Killer 07:39 Going All-In And How Tough It's Been 07:56 Is AI A Disruptor Or A Distraction? 09:00 Why AI Still Can't Replace The Human Bit 10:27 The Real Reason People Stopped Posting 11:58 Living It vs Looking Like You're Living 12:51 The Steven Bartlett Problem 14:19 Being Unapologetically Yourself 15:10 Short Form Is Dying, Long Form Is Back 17:00 The Will Kennedy Trust Lesson 18:03 The Diren Kartal Experience 20:27 Thinking Fast And Slow: Give Him An A-Task 22:00 Why Men Talk Shoulder To Shoulder 23:54 The Front End Is Easy, The Back End Breaks You 25:36 Long-Term Memory, Terrible Short-Term Memory 26:23 The Pressure Nobody Warns You About 27:45 You Don't Want Your Son To See You Fail 28:28 Council Estate Vibes And The Fear Of Going Back 29:25 Getting The Psych Test 30:25 Six Months On ADHD Meds 32:20 Manufacturing Stress To Motivate Yourself 34:30 Is There A Real Return On The Meds? 35:35 Escaping The Desk Job To Build Another One 36:53 The 150 Grand Website Regret 37:50 Australia Is Bad, The UK Is Worse 40:04 289,000 Businesses Set To Fail This Year 41:20 Boomers Hate To Hear How Good They Had It 43:50 Why Earning More Can Leave You With Less 45:12 Your Favourite Part Of Britain Is Leaving It 46:23 Do The Elites Just Find The Loopholes? 47:04 Stop Making The Top Earners Feel Like Villains 49:05 Why Hating Landlords Makes No Sense 51:32 How Politicians Punish The Young To "Help" Them 53:16 Will He Stay In Australia? 53:43 How The Rich Borrow Against Assets And Pay No Tax 55:01 The Stuff They Never Teach You In School 56:17 The Money Chat That Changed Everything 57:43 The Valley Of Death: 12 To 30 Employees Is Hell 58:38 If He Did It Again He'd Stay Small 59:06 We're Both Hypocrites About Debt 01:00:17 Tripling The Money As An Investor 01:02:20 The Adapt Story And Building A Brand With Mates 01:04:26 What's Missing From Jiu Jitsu 01:07:28 Just Wanting To Look Good On The Mats 01:08:35 Taking The Piss Out Of Jiu Jitsu Culture 01:09:06 Becoming The Joe Wicks Of Turkey 01:10:47 Should You Get Assessed For ADHD? 01:11:33 Meds, Music And Feeling Like You're On Psychedelics 01:12:36 Raising A Son Without The Noise 01:13:23 Wrapping Up Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Property expert and investment strategist Ravi Sharma joins James Smith to reveal the problem with the global housing market. This is no longer just a hurdle for first time buyers; it is a systemic time bomb that is stripping away financial agency and threatening the future of social mobility. The quiet crisis of skyrocketing prices is not an accident of the market, but the result of a rigged system that prioritizes corporate incentives over human survival. Ravi Sharma's YouTube Channel: https://www.youtube.com/c/PersonalFinancewithRaviSharma We cover: ⬛ Why Housing Affordability is a Global Crisis ⬛ Property, Pensions and the Rigged System ⬛ The Truth About Mortgages and Wealth Building ⬛ Renting for Freedom vs Buying for Status 👁️ Try Neutonic: https://www.neutonic.com/jamessmith 🧪 Check your Test: https://www.manual.co/smith 📝 Business Mentoring: https://www.jamessmith.business 🏋🏼‍♂️ Online Coaching: https://www.jamessmithacademy.com 0:00 Housing Market Reality Check 0:36 Housing Affordability: A Persistent Challenge 1:56 Personal Journey in Property and Renting 7:06 Landlord Perspectives and Property Investment 12:05 Mortgage Strategies and Wealth Building 19:16 Overcoming Financial Anxiety and Fear 23:11 Property vs. Other Investment Options 28:04 Challenging Traditional Financial Advice 34:01 Leveraging Offset Mortgages Strategically 40:24 Emotional vs. Rational Property Decisions 45:05 Property Investment Process Explained 49:52 Breaking Free from Emotional Financial Traps 54:35 Ethical Considerations of Property Investment 59:36 Advice for Younger Generations 1:02:24 Renting as a Path to Personal Freedom 1:07:54 Financial Decisions and Life Constraints 1:10:16 Investment Strategies for Different Scenarios Learn more about your ad choices. Visit megaphone.fm/adchoices

Adam McDonald joins James Smith to reveal the uncomfortable truth about the problem with hydration, electrolytes and why the $100 million hydration industry is selling a dangerous lie that is creating a quiet crisis in cardiovascular health. McDonald explains how modern marketing has convinced healthy individuals to consume toxic levels of sodium under the guise of "optimisation" while ignoring the actual biological requirements of the human body. 👁️ Try Neutonic: https://www.neutonic.com/jamessmith 🧪 Check your Test: https://www.manual.co/smith 📝 Business Mentoring: https://www.jamessmith.business 🏋🏼‍♂️ Online Coaching: https://www.jamessmithacademy.com They Cover: ⬛ Why Electrolyte Supplements Are The New BCAAs ⬛ How Excess Sodium Fuels The Silent Killer of Blood Pressure ⬛ The Myth of Morning Dehydration and Salt Water Rituals ⬛ Why Glucose Outperforms Salt for Real World Hydration ⬛ The Psychological Trap of Wearable Data and Health Anxiety 00:00 Hydration Myths Explained 01:09 Why Electrolytes Get Hyped 03:04 The Real Hydration Problem 06:36 Sodium Vs Table Salt 07:55 Do BJJ Athletes Need Electrolytes? 10:35 Why You Can’t Replace Sweat 12:58 When Hyperhydration Helps 13:08 Water Loading And Peeing 15:56 Electrolytes For Multi-Match Days 17:54 Morning Salt Myth Debunked 20:13 Sugar Fear In Sports Drinks 23:29 Flavor Beats Fancy Formulas 28:07 Blood Pressure Tracking Basics 32:04 Health Anxiety From Metrics 33:49 Eight Sleep Worth The Money 37:05 Falling Asleep To Podcasts 39:58 How Powerful Placebo Is 42:27 Mouth Taping Reality Check 45:17 Sleep Stack That Helps 49:47 Peptides And Injury Recovery 52:38 GLP-1s And Fat Loss Ethics 57:09 Food Noise Relief On GLP-1s 59:37 Hair Loss Drugs And Transplants 01:08:37 Biohacking Hype Calling Out 01:11:41 Why Marathoners Spit Drinks 01:13:51 Greens Powders Under The Microscope 01:18:14 Proprietary Blends Exposed 01:21:07 What A Better Greens Mix Needs 01:22:43 Coaching, Research, And Perfectionism Learn more about your ad choices. Visit megaphone.fm/adchoices

Elliot Bewick joins James Smith to reveal the problem with Gen Z. This generation is currently trapped in a quiet crisis where skyrocketing anxiety rates and plummeting fertility are threatening the future of social stability. Bewick explains why modern connectivity has become a dangerous trap that trades genuine competence for manufactured authenticity. 👁️ Try Neutonic: https://www.neutonic.com/jamessmith 🧪 Check your Test: https://www.manual.co/smith 📝 Business Mentoring: https://www.jamessmith.business 🏋🏼‍♂️ Online Coaching: https://www.jamessmithacademy.com He explains: ◼️ Why skyrocketing suicide and anxiety rates are destroying mental health ◼️ How Instagram turned human connection into a predatory and exhausting status game. ◼️ What happens when there are no incentives to work ◼️ How the West has become obsessed with victimisation Timestamps 00:00 The Crisis Facing Gen Z 03:15 The Problem With Content Ideation 05:07 The Reality of Gen Z Mental Health 07:56 How Young People Climb Status 09:39 The Impact of COVID on Gen Z 12:37 Modern Social Media Status Hierarchies 17:02 The Trap of Manufactured Authenticity 20:48 The Ethics of Steroid Disclosure 25:09 Why Jiu-Jitsu Cures Body Dysmorphia 31:25 Performative Difficulty vs True Hardship 39:58 The Looming Loneliness Epidemic 43:51 Why Modern History Was Worse 48:10 The Trench Visualization for Perspective 54:26 The Practice of Secular Grace 59:51 Hard Work vs Generational Privilege 01:01:51 The Global Housing Crisis Reality 01:05:01 The Pending Depopulation Crisis 01:07:08 Why Men Are Losing Purpose 01:11:18 The Rise of Masculinity Outlaws 01:16:00 Modern Career Opportunities for Gen Z 01:19:17 How to Build a Legacy Learn more about your ad choices. Visit megaphone.fm/adchoices