
Episode 73: What Pastor Joel Wishes He Knew at 20: How Money Works and How People Grow
From The Wholehearted Truths by Emily Schwartz
May 7, 2026 · 7 min
About this episode
Pastor Joel shares valuable insights on money management and spiritual growth that he wishes he had known at 20.
Have you ever dreamed of hearing what a pastor wished he would have known when he was 20? You're in luck! Host Emily brings on her church's lead pastor, Joel, to share two skills to learn as early as possible: how money works and how to grow spiritually (or how to develop your character). Both of these are exponential in their impact. If you understand how money works early, you make wiser decisions, you invest sooner, and over time it buys back one of your most valuable resources — time. And in the same way, when you learn how to pursue spiritual formation and character growth early, it compounds into healthier relationships, greater effectiveness in your calling, and a deeper sense of joy and contentment in life. There really aren’t two areas that shape the trajectory of a person’s life more than these. Join us for a conversation with Joel's story — what he didn’t understand when he was younger, what he wishes someone had told him, and some practical pathways for growth in both areas. Please help us share this message! Share this podcast episode and learn more about Christ the Rock Community Church here: https://www.christtherock.org/ Let's stay connected…
People in this episode
Host: Emily Schwartz
Guest: Joel
Topics covered
- money management
- spiritual growth
- character development
- life lessons
- personal development
Keywords
- money
- spiritual formation
- character growth
- life advice
- personal finance
Mentioned in this episode
Organizations: Christ the Rock Community Church
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