Veriff Voices

Have you ever wondered what happens to digital identity when the entities interacting on your platform are no longer humans, completely altering how we establish online trust? In this second episode of our deepfake series, host Anisah speaks to government technology specialist Luukas Ilves and Veriff's Hubert Behaghel about the rapid rise of autonomous AI agents and the dawn of the agentic economy. From exploring the hidden security vulnerabilities of unmanaged digital assistants to unpacking why traditional, circumstantial identity signals fail entirely against advanced deepfakes, this conversation demystifies the fast-moving landscape of automated tech. They offer unique insights on the critical necessity of a pervasive trust infrastructure, the mechanics of limited digital delegation, and how both public and private sectors can successfully scale automation while keeping human accountability firmly at the center of the experience. Produced by Any other Business. [02:07] The catalyst for writing the report [04:26] The urgency of government transformation [05:58] Identity verification in the age of AI [08:03] The pull factors of government transformation [11:15] Estonia's digital transformation as a model [14:28] The importance of ecosystem and sovereignty [18:51] Strategies for effective transformation [22:25] Navigating technical and non-technical divide [25:22] Security risks in AI and agentic systems [27:46] Government's role in AI development [31:18] The importance of identity in AI interactions [39:05] Establishing guardrails for agentic AI Read Luukas Ilves's Agentic State paper on how agentic AI will transform government and defines the contours of the Agentic State. For key takeaways from Luukas and Hubert's conversation, read our blog. Get Veriff's Deepfakes report to find out detection accuracy rates, gender differences in spotting fakes, and AI-powered defense strategies.

In the third anniversary special, board member Ott Kaukver and Chief Product and Technology Officer Hubert Behaghel join host Anisah Osman Britton to explore how Veriff balances innovation and discipline in an age defined by AI. From the early decision not to sell the company to reimagining identity for humans and machines alike, this episode is a look inside how Veriff continues to shape the future of trust. Hosted by Anisah Osman Britton and produced by Any Other Business.

Ten years ago, Veriff began as a small Estonian startup with a simple idea: to make the internet safer, one verification at a time. In this special anniversary episode, Founder and CEO Kaarel Kotkas reflects on Veriff's journey from an island in the Baltic Sea to a global leader in digital trust, and shares his vision for the next decade of identity. Produced by Any Other Business.

In this episode of Veriff Voices, we sat down with Romeo Ju, Founder and CEO of Bancoli, to explore the rapidly evolving world of global payments and digital identity verification. From scaling payments across 85+ countries to navigating complex compliance landscapes, Romeo shares how Bancoli is tackling challenges like fraud prevention, AI-driven threats, and regulatory hurdles while delivering seamless user experiences. Discover why speed, UX, and cultural alignment matter when choosing partners, how Veriff helps Bancoli onboard users securely at scale, and what innovations, from NFC-based ID verification to biometric authentication, will define the future of KYC and global financial services. [00:17] Introduction to global payments and Bancoli [02:46] Challenges in global payments [04:03] Navigating regulatory compliance [05:27] Partnership with Veriff: a strategic move [09:06] User experience in financial services and balancing security [12:13] Continuous improvement and testing [15:43] The role of AI in fraud prevention [19:21] Future of identity verification [21:47] Integration process with Veriff [24:14] Measuring impact and efficiency [28:55] Future trends in financial services

In this episode of Veriff Voices, we explore the intricate world of customer onboarding and user experience in the crypto industry with Teddy Williams, Compliance Officer at VALR. Discover how VALR leverages strategic partnerships to enhance compliance, streamline onboarding, and build trust with users globally. From tackling regulatory challenges to ensuring a seamless user journey, this conversation delves into the critical elements that drive VALR's success in a fast-paced market. [01:17] Introduction to VALR and the crypto landscape [02:56] Trends and challenges in the crypto market [06:33] Partnership: what led you to seek out Veriff [10:35] Ease of integration [12:15] Streamlining customer onboarding with Veriff [16:47] How Veriff supported VALR in their growth journey and scaling [19:51] Building trust in the crypto space [21:30] How Veriff supports you when running massive global campaigns [23:43] Internal efficiency and focus with Veriff [29:42] The future of VALR and continued partnership with Veriff Read more about this partnership: https://www.veriff.com/case-studies/veriff-and-valr-fighting-fraud.

In this episode of Veriff Voices, Chris Hooper and Dr. Leda Glyptis discuss the complexities of digital transformation in financial services, emphasizing the importance of people and processes over technology. We explore the critical role of digital identity in transformation projects, the regulatory landscape's influence on innovation, and the balance between customer experience and security. The conversation also addresses the challenges posed by legacy systems and offers practical advice for leaders in the industry, as well as Dr. Glyptis' vision for the future of digital identity and its societal implications. [01:01] Introduction and Leda's background [02:47] People and process in digital transformation [04:39] Digital identity: its role in financial services [07:28] Misconceptions about identity in financial services [10:42] Reusable identity and data sharing in banking [12:26] Regulatory landscape and innovation impact [17:36] Balancing customer experience and security [26:45] Fraud prevention as a competitive advantage [28:35] How seriously do financial leaders take trust? [30:47] Drivers for tackling onboarding (beyond regulation) [34:30] Challenges of legacy systems in finance [39:45] Practical steps for digital transformation [43:38] The future of digital identity and societal impact Watch the full conversation here: https://youtu.be/q8rgLluCjM0.

In this episode, we're joined by global FinTech influencer Dr. Ruth Wandhöfer to explore the intersection of AI, compliance, cybercrime, and digital regulation. From the rise of machine-to-machine threats to the urgency behind DORA and data sharing, Ruth unpacks why cyber resilience is no longer optional and what organizations must do today to futureproof tomorrow. 03:50 Understanding RegTech and AI's Role 06:45 Challenges in Integrating AI in Fraud Prevention 09:15 Balancing Fraud Detection and Compliance 12:30 The Importance of Cyber Resilience and DORA 17:22 Navigating Regulatory Frameworks in Financial Services 20:30 Streamlining Compliance Efforts in Financial Services 26:09 The Rise of Fraud in Banking 29:09 Enhancing Fraud Management with Technology 31:04 The Ethical Implications of AI in Finance 34:34 Navigating Third-Party Risk Management 40:35 Preparing for Future Cyber Risks

New banks often attract fraudsters who assume tight launch deadlines mean weak fraud prevention. But LHV proved otherwise. In this episode of Veriff Voices, Kris Brewster, LHV's Director of Retail Banking, shares how our partnership built an onboarding flow that stops fraudsters and delivers a top-tier experience for real customers. [00:17] LHV Bank: introduction and journey [03:22] Building a bank in under a rear [07:47] Designing a customer-first experience [11:19] Partnering with Veriff and building trust [18:16] Balancing UX with fraud prevention [24:50] Tech's role in fraud detection [28:05] LHV's future plans and growth [29:36] Advice for aspiring founders Read more about this conversation, here: https://bit.ly/3EwBYtX.