Ep. 13: The Retirement Plan Filipino Americans Were Never Taught

Ep. 13: The Retirement Plan Filipino Americans Were Never Taught

From Wealth Without Borders w/ Tone by Tone Chavez

March 31, 2026 · 9 min · Episode 13

About this episode

This episode provides practical retirement planning advice for Filipino Americans, focusing on financial education and investment strategies.

If you’re a Filipino American working a full-time job and wondering how to prepare for retirement… this episode breaks it down in a simple and practical way. A lot of us were never taught how money really works. We were taught to work hard, take care of family, and save what we can. But in today’s world, saving alone is not enough. In this episode, I walk you through three powerful financial pillars that can help you build long-term wealth: ​How to use your 401(k) employer match the right way• Why a Roth IRA is one of the most powerful retirement accounts available• How consistent investing, real estate, and even a small Bitcoin allocation can grow your wealth over time We also talk about: ​Why debt is holding so many people back• How Filipino culture impacts financial decisions• Why Social Security should be treated as a bonus, not a plan If you’ve never invested before or feel like you’re behind financially… this episode will help you understand where to start. 🔗 Tools I Personally Use (Affiliate Links) 💰 Track Your Crypto Taxes Easily 👉 https://cointracker.sjv.io/K0ado7 📊 Best Budgeting & Net Worth App (All-in-One) 👉 https://monarchmoney.sjv.io/zxZm60 🔒 Protect Your…

Topics covered

  • retirement planning
  • financial education
  • investing
  • Filipino culture

Keywords

  • 401(k)
  • Roth IRA
  • wealth building
  • debt management
  • Social Security

Mentioned in this episode

Products: CoinTracker, Monarch Money, NordVPN

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