Ep. 16: 401(k) Shake-Up (What It Means for You)

About this episode

This episode discusses the recent changes to 401(k) rules and their implications for alternative investments and retirement planning.

Something big just changed with 401(k)s… and it could impact over 90 million Americans. The government is proposing new rules that could allow alternative investments like Bitcoin, real estate, private equity, and private credit inside retirement accounts. That sounds like an opportunity… but it also comes with risks most people don’t understand. In this episode, I break everything down in simple terms: What the new 401(k) rule actually means Private equity, private credit, and real estate explained for beginners Why this matters for your retirement and long-term wealth The risks most people are ignoring My personal take on Bitcoin and crypto in retirement If you’re investing for the future, this is something you need to understand.

Topics covered

• 401(k)
• alternative investments
• Bitcoin
• real estate
• private equity
• private credit
• retirement
• wealth

Keywords

• retirement accounts
• investment risks
• long-term wealth

Mentioned in this episode

Products: Bitcoin, real estate, private equity, private credit

More episodes of Wealth Without Borders w/ Tone

• Ep. 15: Why the First $100K Feels So Slow (And Why Most People Quit) · April 12, 2026 · 6 min
• Ep. 14: The Bond Market Is Sending a Warning (What It Means for Your Money) · April 6, 2026 · 5 min
• Ep. 13: The Retirement Plan Filipino Americans Were Never Taught · March 31, 2026 · 9 min
• Ep. 12: How to Save Your First $10,000 · March 8, 2026 · 5 min
• Ep. 11: 3 Best ETFs to Buy in 2025 · March 3, 2026 · 6 min
• Ep. 10 | When Family Depends on You: Money, Guilt and Boundaries · December 21, 2025 · 7 min