How Mutual Funds Help You Keep More of Your Returns

About this episode

The episode discusses how mutual funds can provide better returns and tax efficiency compared to traditional savings options.

In this episode of Why Not Mint Money, host Neil Borate is joined by Mr. Ganesh Mohan, Managing Director of Bajaj Finserv Asset Management, to unpack a smarter way to manage your idle cash.While savings accounts and FDs offer safety, they often fall short on returns and tax efficiency. Ganesh breaks down how liquid and overnight mutual funds present a powerful alternative—offering instant access, better yields (up to ~7%), and tax benefits that traditional options can’t match.Tune in as we explore - Why idle money in savings accounts could be costing you, how liquid and overnight funds balance returns, safety, and liquidity, the tax advantages mutual funds offer over fixed deposits and a lot more. If you're looking to optimize your short-term money while keeping it accessible, this episode is for you. Learn more about your ad choices. Visit megaphone.fm/adchoices

People in this episode

Host: Neil Borate

Guest: Ganesh Mohan

Topics covered

• mutual funds
• returns
• tax efficiency
• liquidity
• savings accounts
• investment alternatives

Keywords

• mutual funds
• returns
• tax benefits
• liquidity
• savings accounts
• investment
• Bajaj Finserv

Mentioned in this episode

Organizations: Bajaj Finserv Asset Management

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