Rewriting India's Financial Future: What needs to change by 2047

Rewriting India's Financial Future: What needs to change by 2047

From Why Not Mint Money by Mint - HT Smartcast

June 10, 2026 · 50 min

About this episode

The episode discusses the necessary changes for India to achieve financial empowerment by 2047, focusing on trust, data-driven systems, and structural shifts in finance.

India has transformed the way it pays, saves and invests, but when it comes to credit, insurance and healthcare, trust still remains the biggest gap. In this episode, Monika Halan sits down with Yashish Dahiya, Chairman and Group CEO of PB Fintech, to discuss what India must solve to truly become a financially empowered nation by 2047. From the future of healthcare and insurance to data-driven finance, consumer trust, regulation and financial inclusion, this conversation looks at the bigger structural shifts needed to make financial products work better for ordinary Indians. Yashish argues for a fundamental shift in how the country operates, moving away from a “capacity-led” approach to a more “data-led” system that priorities the individual. In this conversation, we explore, The Trust Gap: Why removing the friction between buyer and seller is the ultimate goal for a developed India. Data Over Capacity: A visionary look at why "being big" isn't enough, and why scientific, data-driven suitability is the future of governance. The 2047 Roadmap: How we build a financial marketplace where the individual doesn't just survive, but thrives with confidence. Learn more about your ad…

People in this episode

Host: Monika Halan

Guest: Yashish Dahiya

Topics covered

  • financial empowerment
  • trust in finance
  • data-driven finance
  • healthcare
  • insurance
  • financial inclusion
  • regulation

Keywords

  • financial future
  • credit
  • insurance
  • healthcare
  • consumer trust
  • data-led system
  • financial marketplace
  • capacity-led approach

Mentioned in this episode

Organizations: PB Fintech

Places: India

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