Financial Feminist

Visit ⁠⁠https://herfirst100k.com/ffpod⁠⁠ to grab a copy of our free Side Hustle Skill Finder to figure out exactly which of your existing skills can make you money, and what to do with them first! The real reason you haven't started your business isn't that you're not ready. It's that you're waiting to feel ready, and those are not the same thing. Today I'm sitting down with Jasmine Star, entrepreneur, business strategist, and CEO of Social Curator, who has built multiple seven and eight figure businesses starting from literally nothing. We're getting into how to find the skill you're already sitting on, why clarity only comes after you take action, how to price yourself when you're just starting out, and what it actually takes to build something real without an audience, a degree, or a perfect plan. If you've been waiting for a sign to start, this is it. Jasmine’s links: Instagram: https://www.instagram.com/jasminestar Website: https://jasminestar.com/ Social Curator: https://www.socialcurator.com/ 00:00 Intro 02:08 What Skill Are You Already Sitting On? 03:05 Every Market Is Saturated — So What? 04:59 Humans Buy from Humans: Your Unique Value 06:28 Treat It Like a Test, Not a Failure 07:38 Identity & Separating Yourself from Results 08:09 Jasmine's Origin Story: Starting with Nothing 18:41 Why Clarity Only Comes After Action 20:44 The Belief Gap: Do You Think You Have What It Takes? 23:55 Start Small: Build Belief Through Evidence 26:03 Three Questions to Find Your Business Idea 27:27 New Levels, New Devils 30:40 Pricing: Start Low & Let the Market Push You Up 32:54 Side Hustle First or Burn the Boats? 37:48 Your First Business Is a Bridge, Not the Destination 38:42 Common Busy Work Mistaken for Progress 45:18 Entrepreneurship Creates Options, Not Just Income 52:34 The First Step to Take This Week Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your thirties were about impressing yourself instead of others? In this episode, Tori gets real about the shift in priorities that comes with entering a new decade, reflecting on everything from financial independence and self-care to setting boundaries. She encourages listeners to stop apologizing for their choices and start building a life that aligns with their values. Whether you're navigating your twenties or already thinking ahead, this episode is packed with insights that will inspire you to take control of your finances and well-being with confidence and purpose. Not sure where to start on your financial journey? Take our FREE money plan quiz and get access to my favorite money tools: https://herfirst100k.com/ffpod My personal trainer: https://www.instagram.com/adaispresent/ 00:00 Welcome & Free Money Personality Quiz 01:00 Managing Money Differently in Your 30s 02:45 Stop Apologizing for Your Purchases 06:00 Prioritize New Financial Goals 07:00 Navigating Money With a Partner 08:00 Investing in Your Health 10:00 Why Health Spending Pays Off Long-Term 13:30 Adjusting Your Investment Strategy 14:30 Financial Independence & Living Off Investments 15:00 Setting Better Work-Life Boundaries 16:45 Why You Need a Will and Life Insurance 19:00 Business Planning & What's Coming Next 20:00 Final Thoughts & How Your Money Shifts by Decade Learn more about your ad choices. Visit megaphone.fm/adchoices

Why do we stay in jobs, relationships, and financial patterns we know aren't working? Author and journalist Simone Stolzoff is back on the show to talk about his new book, How to Not Know — and the surprising answer has everything to do with our relationship with uncertainty. We're getting into the three certainty traps keeping you stuck, why more information is actually making your anxiety worse, the difference between one-way and two-way door decisions, and what it really takes to break the cycle when you can see the problem but can't seem to move. This is one of the most powerful conversations we've had on this show, and one you'll want to send to everyone you know. Simone’s links: How to Not Know: https://bookshop.org/a/90037/9781324089452 Learn the exact strategies to save money, pay off debt, improve your money mindset, increase your net worth, in The $100K Club. Get the details here: ⁠https://herfirst100k.com/ffpod⁠. 00:00 Intro 01:08 Why Uncertainty Feels Worse Than Bad News 03:14 Three Certainty Traps: Comfort, Hubris & Control 04:49 Why We Struggle to Admit We Were Wrong 05:36 Identity, Doubling Down & Changing Your Mind 10:23 Why Our Tolerance for Uncertainty Is Declining 14:28 More Information, More Anxiety 16:18 Escalating Commitment 16:52 Stop Loss Strategies & Rules-Based Decision Making 20:13 Outsourcing Your Willpower & Knowing Your "Enough" 28:08 Connie & Andrew's "Year of Living Dangerously" 30:21 How to Run Your Own Low-Stakes Life Experiment 35:16 One-Way Door vs. Two-Way Door Decisions 44:39 Ghost Ships: Making Peace with the Paths Not Taken 50:39 The Miscarriage, the Uncertainty & Finding Your Anchors 54:54 How to Not Know Learn more about your ad choices. Visit megaphone.fm/adchoices

Try Mimi’s app, Activations, with a free 14-day trial and exclusive discount at activations.com/podcast/financial-feminist If you’ve ever felt like you’re doing all the “right” money things on paper but still feel anxious, stuck, or behind, this episode is for you. In today’s conversation, I’m joined once again by Mimi Bouchard––trailblazing entrepreneur, motivational speaker, and author––to break down how to shift your money mindset in 2026 by changing your identity, your beliefs, and the way you relate to yourself long before the numbers change. We talk about the psychology of money, why not all of your thoughts are true, how to stop bracing for financial disaster, and how small, daily mindset shifts can completely transform your financial behavior. Tune in to learn how to rewire your brain to see opportunity, rebuild trust, and start showing up like your future wealthy self so you can create lasting financial security and freedom this year. 00:00 Intro 01:40 How your brain filters opportunity 03:50 Why mindset matters more than being good at math 06:10 How beliefs drive behavior before numbers ever do 08:30 Not all of your thoughts are true 11:50 The "why not me?" mindset shift 17:30 Women and the fear of wanting more 20:50 Identifying limiting beliefs in everyday moments 28:20 Bracing for impact - the low-grade money anxiety trap 35:10 The bounce back rate vs. perfectionism 42:50 Building trust with yourself around money 47:30 Adding positive habits instead of restricting 50:30 Getting comfortable with having more money Visit https://herfirst100k.com/ffpod to see the show notes and read the transcript of this episode! Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’re over 35 and constantly feeling like you’re behind financially, you’re not alone. In today’s episode, I’m joined by Jean Chatzky––longtime financial journalist, bestselling author, and founder of HerMoney––whose work has shaped generations of women’s financial literacy, including my own. Jean opens up about starting over at 40 after divorce, job loss, and losing a parent. She shares exactly what she learned about saving, investing, and rebuilding confidence when time feels limited. We talk about why so many women feel behind no matter their age, the biggest money mistakes women 35+ make, how to course-correct without panic, and how to use tools like retirement accounts, HSAs, and investing strategies to build a future that still works, even if you didn’t start early. Jean’s links: Investing Club: https://join.investingfixx.com/ Website: https://hermoney.com/ HerMoney Podcast: https://podcasts.apple.com/us/podcast/hermoney-with-jean-chatzky/id1098802558 How She Does It Podcast: https://podcasts.apple.com/us/podcast/how-she-does-it/id1691787429 Visit ⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro: Never too late to save 00:42 What "owning your money" means 02:00 Jean's story: Starting over at 40 03:49 What to prepare for & do differently 06:36 Biggest mistake: Too much cash, not enough invested 10:56 Why Gen X women feel behind 16:32 Financial boundaries with aging parents & adult children 21:06 HSAs as investing vehicles 27:15 Why "feeling behind" is universal 34:20 Quick-fire Q&A 42:29 Advice for women feeling paralyzed 45:51 Where to find Jean Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve already fallen off your New Year’s goals, or you feel like you’re constantly fighting yourself when it comes to money, health, or habits—this episode is for you. Today on Financial Feminist, I’m joined by returning guest Thais Gibson, a world-renowned expert on the subconscious mind, to explain why willpower alone doesn’t work, and what actually does. We break down how 95% of your behavior is driven by subconscious programming, why “self-sabotage” isn’t real, and how you can rewire limiting beliefs and build goals that stick in just three minutes a day. If you’re ready to start creating habits that actually stick, this conversation will completely shift how you think about motivation and success. Thais’s links:Website: http://university.personaldevelopmentschool.com Instagram: https://www.instagram.com/thepersonaldevelopmentschool/?hl=en Youtube: https://www.youtube.com/channel/UCHQ4lSaKRap5HyrpitrTOhQ To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod 00:00 Intro 00:47 Intentional Goal Setting 01:54 Understanding Your Subconscious Mind 04:27 How Subconscious Blocks Prevent Goal Achievement 07:18 Step 1: Converting Goals into Subconscious Language 14:05 Step 2: The 21-Day Rewiring Process 20:32 Step 3: Linking Goals to Your Subconscious Needs 28:44 Step 4: Discovering Your Personal Subconscious Needs 38:38 Why Routine & Structure Matter for Habit Formation 51:00 Removing Limiting Beliefs: The 3-Step Framework 54:27 Why Avoiding Money Actually Creates More Stress 57:19 Your 3-Minute Morning/Evening Routine Learn more about your ad choices. Visit megaphone.fm/adchoices

If you’ve ever avoided budgeting because it felt stressful, restrictive, or shame-inducing, this episode is going to change everything. In part two of my Personal Finance Cheat Sheet series, I’m breaking down how to budget in a way that actually works and how to use that budget to finally pay off your debt without shame, stress, or tracking every single penny. We’re talking about why most budgeting methods fail, how to reframe your budget as a permission slip instead of a punishment, and the exact system I use to help you make real progress on credit cards, student loans, and more. If you want actionable clarity around budgeting and debt payoff in 2026, get ready to take notes! Visit ⁠https://herfirst100k.com/ffpod⁠ to stay up to date and find any resources mentioned on our show! 00:00 Intro 00:15 Why Budgeting Feels Restrictive 01:48 The Gas Gauge Analogy & Why Budgets Matter 03:11 Why Most Budgeting Methods Fail 04:14 The 50/30/20 Rule Explained 05:36 Why the 50/30/20 Rule Isn’t Perfect 06:56 Introducing the Three Bucket Budget 08:24 How to Automate Your Financial Goals 10:50 Progress Over Perfection: Flexible Budgeting 12:19 How to Prioritize Debt Payoff 14:39 Understanding Different Types of Debt 16:39 The High Cost of Credit Card Debt 18:08 The Snowball vs. Avalanche Method 19:47 Free Five-Day Debt Challenge Resource 20:22 How to Find More Money in Your Budget 21:44 Negotiating Your Bills & Saving More 23:41 You Are Not a Bad Person for Having Debt 24:59 Final Thoughts & What’s Next in the Series Learn more about your ad choices. Visit megaphone.fm/adchoices