Money Matters

We take our workout outside and prove you can build real strength using free public park equipment instead of paying for a gym. Kim Chapman and trainer Keldrick Emery walk through beginner-friendly and advanced options, plus simple safety rules that keep you consistent and injury-free. • using BREC park equipment as a free outdoor gym option • scaling push-ups from incline to more advanced positions • improving balance for core and leg strength • building core strength...

We strip estate planning down to what matters: simple documents that protect your wishes and spare your family from conflict. Jason Knapps joins us to bust myths, map decisions by life stage, and lay out a clear starting checklist and next steps. • what estate planning covers beyond assets • essential documents: will, financial and medical powers, directives • keeping beneficiaries aligned with current wishes • review cadence and triggers after life events • common myths: not rich, too young...

We unpack why money talks feel heavy and show how to make them safe, honest, and useful. Ericka Young shares her $90K debt payoff story, how “play money” reduced friction, and practical ways to teach kids about money without passing along anxiety. • the real reasons couples avoid money talks • using your money past to lower defensiveness • saver vs spender dynamics and finding balance • autonomy with transparency through “yours, mine, ours” • simple openers and ground rules for hard talks • ...

Bankruptcy may be a taboo subject in personal finance, but it can be a necessary option for those facing overwhelming debt. Attorney Mitchell Dickson and bankruptcy specialist Nicole Duhon demystify the bankruptcy process and help listeners understand who should consider this path. • Chapter 7 bankruptcy involves the liquidation of assets and is typically for those with lower incomes needing a fresh start • Chapter 13 creates a 3-5 year repayment plan allowing individuals to keep homes and v...

Kim Chapman shares five actionable strategies to boost your credit score quickly and effectively. These proven techniques address the key factors that influence your credit rating, helping you qualify for better loans and financial opportunities. • Pay bills on time as this accounts for 35% of your credit score • Keep credit utilization below 30% of your available credit limit • Don't close old accounts as they contribute positively to credit history • Limit opening new accounts as they can ...

Chef Ann Milneck from Red Stick Spice reveals how to transform inexpensive cuts of meat into flavorful grilled masterpieces through proper techniques and seasoning approaches. • Chuck steak can rival expensive cuts when using the "reverse searing" method - cooking low and slow before finishing on a blazing hot grill • Early salting (dry brining) is crucial for all proteins - use 1 teaspoon per pound at least a few hours before cooking • Always let meat come to room temperature before grillin...

Our mortgage experts and real estate professional break down what financial readiness truly means for first-time homebuyers and why qualifying for a mortgage doesn't always mean you can afford homeownership. • Understanding the difference between what you can qualify for versus what you can truly afford • Warning signs that indicate you may not be ready to buy a home yet • The importance of budgeting for more than just your mortgage payment • How credit scores, income stability, and availabl...