Money Chats Ep 44

Money Chats Ep 44

From Sam Black Sessions by Sam Black

April 29, 2026 · 17 min

About this episode

This episode explores the complexities of construction finance, including key factors that influence project success and common pitfalls for developers.

This episode, we unpack the real side of construction finance — the wins, the risks, and where deals can fall over. We dive into: • Why valuations can make or break your project • The biggest mistake first-time developers make (going too early) • Fixed price vs cost-plus contracts — what actually works • How cost overruns happen (and why you NEED buffers) • What banks are really looking for — and why it’s not just red tape • How rising build costs are impacting feasibility right now Key takeaway — construction finance isn’t just about getting approved… it’s about timing it right, structuring it properly, and making sure you’ve got enough buffer to get the deal to the finish line.

People in this episode

Host: Sam Black

Topics covered

  • construction finance
  • project valuation
  • developer mistakes
  • contract types
  • cost overruns
  • bank requirements
  • build costs

Keywords

  • construction finance
  • project valuation
  • first-time developers
  • fixed price contracts
  • cost-plus contracts
  • cost overruns
  • bank requirements
  • build costs
  • feasibility
  • timing

Mentioned in this episode

Organizations: banks

Books & works: Money Chats Ep 44

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