
418: From Credit Card Debt to Business Owner: Nancy's Real Money Transformation
From The Clever Girls Know Podcast With Bola Sokunbi by Clever Girl Finance
April 23, 2026 · 17 min · Episode 418
About this episode
Nancy Ceus-Decoteau shares her journey from credit card debt to becoming a business owner and educator.
New Book - Clever Girl Millionaire; A Guide to Redefining What's Possible, Turning Ambitions into Actions, and Dreams into Millions - Available to order now On this episode of the Clever Girls Know Podcast, I'm sitting down with one of you—a Clever Girls Know Podcast listener and community member—to talk about what it really looks like to start from scratch and stay consistent. I'm interviewing Nancy Ceus-Decoteau, an aspiring educator and entrepreneur who began her financial journey during the pandemic in 2020. What started with discovering Clever Girl Finance and using free worksheets turned into a complete mindset shift around money. Since then, Nancy has launched her own childcare business, is working toward her bachelor's degree to become a teacher, and is actively building a foundation for long-term financial freedom. Her story is a reminder that wealth-building doesn't start with perfection—it starts with a decision to do better, one step at a time. What Nancy Discussed How she started her financial journey during the pandemic in 2020 Feeling unprepared with money and deciding to take budgeting seriously Discovering Clever Girl Finance and using free worksheets to organize…
People in this episode
Host: Bola Sokunbi
Guest: Nancy Ceus-Decoteau
Topics covered
- financial journey
- entrepreneurship
- budgeting
- mindset shift
- childcare business
Keywords
- credit card debt
- financial freedom
- budgeting
- entrepreneurship
- Clever Girl Finance
Mentioned in this episode
Organizations: Clever Girl Finance
Products: Clever Girl Millionaire
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