Raising Debt? Do This First.

Raising Debt? Do This First.

From The Fractional CFO Show with Adam Cooper by Adam Cooper

February 25, 2026 · 34 min · Season 7 · Episode 3

About this episode

Adam Cooper discusses the SME funding landscape and essential steps before raising debt with Steve Cockell.

Thinking about raising debt finance for growth, refinancing, acquisitions or working capital? In this episode of The Fractional CFO Show, Adam Cooper speaks with Steve Cockell, Founder of Obica Business Funding and experienced commercial debt advisor, about how the SME funding landscape has changed, and what founders must do before approaching lenders. They discuss: The decline of traditional relationship bankingThe SME funding gap between £500k - £2mInvoice finance vs unsecured cash flow len...

People in this episode

Host: Adam Cooper

Guest: Steve Cockell

Topics covered

  • debt finance
  • SME funding
  • commercial debt advice
  • lender approach
  • traditional banking decline

Keywords

  • debt finance
  • SME funding
  • commercial debt advisor
  • lenders
  • invoice finance

Mentioned in this episode

Organizations: Obica Business Funding

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