
Raising Debt? Do This First.
From The Fractional CFO Show with Adam Cooper by Adam Cooper
February 25, 2026 · 34 min · Season 7 · Episode 3
About this episode
Adam Cooper discusses the SME funding landscape and essential steps before raising debt with Steve Cockell.
Thinking about raising debt finance for growth, refinancing, acquisitions or working capital? In this episode of The Fractional CFO Show, Adam Cooper speaks with Steve Cockell, Founder of Obica Business Funding and experienced commercial debt advisor, about how the SME funding landscape has changed, and what founders must do before approaching lenders. They discuss: The decline of traditional relationship bankingThe SME funding gap between £500k - £2mInvoice finance vs unsecured cash flow len...
People in this episode
Host: Adam Cooper
Guest: Steve Cockell
Topics covered
- debt finance
- SME funding
- commercial debt advice
- lender approach
- traditional banking decline
Keywords
- debt finance
- SME funding
- commercial debt advisor
- lenders
- invoice finance
Mentioned in this episode
Organizations: Obica Business Funding
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