IBS Intelligence Global FinTech Interviews

Booshan Rengachari, founder and CEO of Finzly As banks look beyond traditional core modernisation, the industry is increasingly focused on building a modern bank operating system that combines real-time payments, AI-driven intelligence, and connected financial ecosystems. Puja Sharma speaks with Booshan Rengachari, Founder and CEO of Finzly, about overcoming legacy constraints, enabling low-risk transformation, and preparing banks for a future shaped by agentic AI, tokenised assets, and next-...

This interview highlights the significant transformation of transaction banking as it moves from a traditional product-based model to an intelligence-led service. By utilizing API-driven architectures and real-time data, banks are now embedding financial capabilities directly into their clients' daily business workflows and internal systems. The text emphasizes how artificial intelligence and advanced analytics are turning treasury operations into autonomous, value-generating functions that p...

This interview features Jean-Charles Duyck from SBS discussing a successful core banking modernization project for Fransabank France. Rather than a risky total system replacement, the approach utilized modular, cloud-native components to update digital services and instant payment capabilities. This incremental strategy allowed the bank to maintain operational stability and regulatory compliance while integrating modern API-driven architectures. By decoupling new features from the existing co...

This interview explores the global shift toward unified real-time payment ecosystems, highlighting how interoperability and 24/7 settlement are becoming the new international standards. It details how traditional banks are adopting cloud-native stacks and API-driven architectures to modernise legacy systems and remain competitive against agile FinTech rivals. Key innovations such as ISO 20022 data standards and Credit on UPI are identified as essential tools for improving fraud detection and ...

This interview explores the strategic development of the B2B Buy Now, Pay Later industry through insights from the co-founder of PastPay, a major financial provider in Eastern Europe. The discussion highlights how deferred payment solutions help businesses optimize cash flow management during periods of economic uncertainty and inflation. The source emphasizes that the sector must adopt proactive self-regulation to avoid the reputational challenges and stricter regulations faced by the consum...

This interview features an interview with Lina Mestari from Skaleet, a technology provider that recently won an award for its cloud-native core banking platform. The text highlights a successful partnership with FDJ Services, illustrating how the Nirio payment solution achieved significant growth in transactions and customer retention within months of launching. Beyond this specific case study, the source examines broader European banking trends, such as the transition from legacy systems to ...

This interview features Myles Bertrand discussing how Tuum is helping modernize core banking systems through flexible and cloud-based solutions. The discussion highlights Tuum’s successful collaboration with LHV, which shifted the bank’s IT focus from costly maintenance toward innovation-driven growth. Bertrand explains the importance of the company’s cloud-agnostic strategy and its partnership with Google Cloud in supporting scalable and future-ready banking operations. The interview also ex...

This interview features Ben Goldin discussing how Plumery aims to democratize financial technology for smaller and mid-sized banks. Goldin explains that the company’s composable banking platform enables institutions to rapidly launch advanced mobile and web banking services without the extensive resources of major global banks. The discussion highlights Plumery’s move beyond traditional banking functions toward creating lifestyle-focused digital experiences that improve customer engagement. T...

This interview explores how Visa’s acquisition of Pismo is shaping the future of digital banking. CEO Vishal Dalai explains that the partnership strengthens innovation, improves global resource access, and helps financial institutions modernize faster through cloud-native core banking solutions. The discussion highlights the shift from outdated legacy systems to flexible API-first architectures, which allow banks to scale operations more efficiently and deliver better customer experiences. Th...

This podcast revisits an interview with Herve Carrere discussing how financial institutions must modernize outdated legacy systems to manage economic uncertainty and increasingly strict regulations. Teciem executive Herve Carrere, formerly of Finastra, explains that cloud-native platforms and modular architectures help banks improve flexibility, reduce operational risks, and respond faster to market changes. The interview also highlights the growing impact of Generative and Agentic AI, which ...