New Condo HOA Lending Rules That You Need To Know! • Learning With A Lender • Austin Clarence
From Keeping It Real Podcast • Secrets Of Top 1% REALTORS ® • Interviews With Real Estate Brokers & Agents by D.J. Paris
April 14, 2026 · 41 min
About this episode
D.J. Paris and Austin Clarence discuss new condo HOA lending rules and how real estate agents can leverage these changes.
Welcome to our monthly feature Learn With A Lender with Austin Clarence . In this episode, Austin and D.J. discuss the new Fannie Mae and Freddie Mac rules that will push condo HOAs to increase reserve funds from 10% to 15% and what that means. Next, they discuss how real estate agents can turn these changes into opportunities by educating condo owners and HOA boards, positioning themselves as trusted experts. Austin also explains how bridge loans and HELOCs let homeowners tap into their equity to buy before they sell, and how to navigate today’s higher-rate environment shaped by global conflicts, inflation, and oil prices. Subscribe to Austin’s newsletter by sending an email to aclarence@nexalending.com . If you’d prefer to watch this interview, click here to view on YouTube! Austin Clarence can be reached at +1 650-906-2376 and aclarence@nexalending.com . This episode is brought to you by Real Geeks and Courted.io .
People in this episode
Host: D.J. Paris
Guest: Austin Clarence
Topics covered
- condo HOA lending rules
- real estate opportunities
- reserve funds
- bridge loans
- HELOCs
- higher-rate environment
Keywords
- condo
- HOA
- lending rules
- real estate
- reserve funds
- bridge loans
- HELOCs
- equity
- higher rates
- global conflicts
Sponsors
Real Geeks, Courted.io
Mentioned in this episode
Organizations: Fannie Mae, Freddie Mac
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