Money Mentor Podcast

After 9 years of mortgage repayments, Markita and Jess felt like their home loan was barely moving. One year later, they’ve paid $211,000 off their mortgage and built a portfolio of four investment properties, while completely changing the way they spend, communicate about money and think about their future outside FIFO. This is how they went from feeling stuck with their mortgage to achieving more in 12 months than they thought possible. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #Mortgage #FIFO #PersonalFinance #PropertyInvesting

After Perry was diagnosed with cancer, he and Shae faced financial hardship and a $9,000 car repair they couldn’t afford. They felt financially, physically and emotionally broken. 1 year later, they've taken $110,000 off their home loan, transformed a 27-year mortgage trajectory and bought investment properties. This is the story of what changed, the money habits they had to leave behind and how they rebuilt their financial future. Want to improve your own financial future? Our free webinar is where to start: 👉https://bit.ly/43V2jKN #Mortgage #PersonalFinance #PropertyInvesting

Kate & Michael reached a point where something had to change. Their answer was drastic, they sold everything. In this episode, they share the story behind that decision, what led them to completely rethink their financial direction and what happened when they decided to approach money differently. See the choices they made, the lessons they learned along the way and how their outlook on their financial future changed. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #FinancialFreedom #MoneyJourney

Even Australia’s boom property markets are recording falling house prices, but could higher interest rates tell only part of the story? Dr Andrew Wilson examines the September housing data, the RBA outlook and mortgage pressures, revealing why housing shortages and early signs of a spring revival deserve a closer look. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #AustralianProperty #InterestRates #HousingMarket

Jodie and Matt took on a $1.2 million mortgage, then found a plan to pay it off in 10 years and 7 months. Jodie and Matt had just taken on a $1.2 million mortgage, plus a handful of advisors who never talked to each other and left the big calls to a couple who felt out of their depth. In their first 90 days with Infinity they refinanced, found an extra $100,000 in equity, bought a 2nd investment property, and cleared a car lease and a credit card debt. Their own numbers showed the mortgage could be gone in 10 years and 7 months instead of 30, saving them close to $1.2 million in interest. 90 days ago retirement felt decades away. Now they're dreaming bigger. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeJourney #FinancialFreedom

Elly and Taryn work at Infinity Group and used the same strategy as other clients to buy 3 properties. Elly was a teacher paying $700 a week in rent on her own, and driving a novated lease car that cost her more than it saved. Taryn was 27 and renting, sure that buying alone was years away. Both used the same playbook Infinity clients follow. Elly sold her car, did Uber Eats at night, and 2 years on, owns 2 investment properties which have gone up $200,000 in equity. Taryn's parents went guarantor on her first place, and she's already paid off $10,000 since January. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #PropertyInvesting #FinancialFreedom

13 years together, no joint account, constant fights about money. 90 days later, they are $58,000 ahead. Sam and Britt had been together 13 years and never once talked about money, no joint account, just the same quiet arguments coming back around. Britt saved without trying. Sam maxed out a $1,000 credit card and thought nothing of it. After a year of watching from a distance, they finally joined Infinity in April and found out their two properties had been cross securitised the whole time. Ninety days in, Britt has saved money for the first time in her life, they are already $58,000 ahead of plan, and their home loan could be gone in just over three years. The fights about money have stopped. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom

Sean and Monique were told no for 3 years. 90 days in, almost $30,000 is off their mortgage. Sean and Monique had spent years asking for help with their money and hearing no from everyone, financial advisors included. When Infinity said not yet back in 2023, they took it personally and went to work. The 3 years that followed were brutal. The business dried up after Covid, they lost a pregnancy two weeks before Christmas, a tornado cut their power for a fortnight, and they separated for a week to work out what they actually wanted. They came back, signed up in April, and two sweeps later almost $30,000 is gone from the mortgage. Sean still calls it witchcraft. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom

In their 50s, Brad and Fiona paid $45,000 to the bank in a year, but less than $10,000 came off their home loan. Their mortgage had kept creeping up, and they knew they needed a plan for retirement. After looking closer, they realised they had paid $45,000 to the bank in one year while reducing their loan by less than $10,000. After watching the free webinar and completing the masterclass, they saw a potential path to pay off their home loan in less than 5 years. Now, just 90 days in, the future feels very different. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #RetirementPlanning

Jim Chalmers says you'll "get over" the broken tax promise, but Sydney rents just hit $900 a week. This month we unpack Chalmers' admission that Labor broke its negative gearing and capital gains tax promise, and what "you'll get over it" actually means for renters and investors. We cover the case for capping migration to housing supply, why first home buyer loan applications are down 19% while rents keep climbing, and the RBA's rate hold despite underlying inflation sitting at its highest level in years. Then the full data deep-dive: Sydney's price slump versus Brisbane and Perth's building boom, Melbourne's approvals slide, investor lending down 14.9%, and the auction clearance rates hinting at an early spring revival. Money Mentor YouTube Channel: @moneymentorau Dr Andrew Wilson on LinkedIn: /dr-andrew Follow and subscribe to stay up to date with the latest episodes. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #WilsonMonthly #AustralianPropertyMarket #NegativeGearing

Woody and Natalie were in their 50s with an $800,000 mortgage, and the plan was to use super to clear it. Good jobs, no debt except the home loan, and no real plan beyond the status quo. The retirement plan was to use super to pay off the mortgage and downsize, and it never sat right with Woody. There had to be a better way. They talk about the light bulb moment that interest is calculated daily, the savings account they were holding while owing $800,000, and the slush fund Woody quietly ran for years. Less than two years later the loan sits at about $630,000, and Woody rang the bank because he could not believe it was real. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #MortgageFreeAustralia #FinancialFreedom

Gemma and Toby were comfortable. Good jobs, a house they'd built on ten acres, a $425,000 mortgage they weren't losing sleep over, which is exactly why doing nothing felt so easy. Then Gemma sat through a free webinar, decided to test what she'd heard about credit cards, and closed hers from the front seat of her car. They talk through the declined card that changed how she spends, Toby's scepticism right through the first strategy meeting, and what a 30-year loan looks like now, with three investment properties, a wedding in Tassie and four months at home with their son. Want to improve your own financial future? Our free webinar is where to start: 👉 https://bit.ly/43V2jKN #ChangingLivesPodcast #PayOffYourMortgage #AustralianHomeowners

They thought they were doing everything right, until they realised how much longer they'd be paying off their mortgage. This honest conversation follows the moment everything changed, from scepticism and uncertainty to a clear financial plan with a goal they never thought was possible. 👉 If this story resonates with you and you want to start setting yourself up for financial freedom, it all starts with our free webinar: https://bit.ly/43V2jKN Before joining Infinity, Joanne and Ray had a family home, an investment property and money sitting in offset, but they still felt unsure whether they were making the most of their finances. While Joanne was ready to make a change, Ray wasn't convinced and questioned whether they needed help at all. After taking the leap, they discovered a strategy that completely changed the way they viewed money. Within their first 90 days they had already made significant progress on their mortgage, and for the first time could see a path to becoming debt free in under 10 years. If you've ever wondered whether you're doing enough with your money, their journey may answer a few of your own questions. #FinancialFreedom #Mortgage #PersonalFinance