Which?

It’s less than two weeks to go until John Healy delivers his first Budget speech as Chancellor. So, what could he announce that would affect your finances? In this episode, Which? tax expert Ruby Flanagan joins us to discuss which taxes could be increased to help Andy Burnham’s government deliver their new policy announcements. From inheritance tax to stamp duty, we analyse the likelihood of each of these taxes rising. Plus, Faye Church, chartered financial planner at Rathbones explains why more affluent households are increasingly worried about the cumulative impact of possible changes affecting pensions, capital gains tax and other areas of personal taxation. Read more about what announcements could be made in the Budget on our website & sign up for our free weekly Money newsletter Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Antivirus software is a strong protection for your devices, but it can become unnecessarily expensive if you ignore the auto-renew messages. In this episode of Which? Shorts, we reveal how some antivirus providers make it difficult to switch off auto-renew when you sign up, potentially leading people to overpaying to keep their devices protected from malware. Whether or not you actually need antivirus depends on your devices and what you do on them. We explain which providers are most transparent about auto-renewal, and how to navigate the process so you don’t end up overpaying. This episode is read by Callum Pears and is based on an article he wrote, originally published in the October/November 2026 issue of Which? Tech. Read our reviews of the best antivirus on our website & sign up for our free fortnightly Tech newsletter If you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership

Midlife brings an incredible amount of wisdom but it can also feel like your body is going through major shifts. Unexplained weight shifts, changes to your skin, brain fog and disrupted sleep - sound familiar? And for far too long the advice has been, "eat a little less, exercise a bit more and just push through".We think it’s time for a better conversation that’s impartial to help us separate myths from genuine science.In this episode you’ll learn how much salt you need per day, the ultraprocessed foods (UPFs) that shouldn’t be demonised and what you can do to have a better relationship with food as you age.This episode features:Shefalee Loth, Principal Researcher and Nutritionist at Which?, she leads the research for the health and wellbeing team. With over 20 years of experience, Shefalee’s extensive career includes working with the NHS, The London School of Hygiene & Tropical Medicine, and the World Cancer Research Fund.We also have Laura Clark, widely known as The Menopause Dietitian. She’s a registered dietitian with over two decades of clinical experience. She has supported thousands of patients, combining nutritional science with behavioural therapy and intuitive eating counselling.The menopause transition happens to 50% of the population. It’s associated with an increased chance of obesity, cardiovascular diseases and osteoporosis. So, let’s talk about one of the most important parts of health. Food.This is The Health Reset.Sign up for our live podcast ‘How to thrive through mid-life and menopause’ on Tuesday 13 October to put your questions to our expert panelRead all of our menopause supplements reviews on our website & sign up for our free fortnightly Healthy Living newsletterRead more of Shefalee's analysis on why menopause supplements might not be worth it & listen to our Which? Shorts podcast on menopauseIf you're not already a member, join Which? to instantly listen to member exclusive podcasts and gain access to all of our product reviews - all for 50% off your first year's membership

The Bank of England base rate was held again last month, so why are mortgage rates on the rise? In this episode, Which? property expert Sam Wilson explains what’s driving up the cost of borrowing, and how a range of external factors can influence the rates lenders offer. Sam also reveals the results of our yearly analysis into mortgage lenders, explaining how four companies stood out from the crowd to be awarded Which? Recommended Provider status. Plus, David Hollingworth from L&C Mortgages explains the benefit of using a mortgage broker when you come to remortgage. Read all of our reviews of mortgage lenders on our website & sign up for our free weekly Money newsletter Read more about why mortgages rates are rising & sign up for our free First-time Buyer newsletter Check the latest mortgage deals on our website - it’s updated twice daily Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Home insurance may seem like a chore to deal with, but it’s an essential protection. So, why are so many homeowners having their claims rejected? In this episode, Which? insurance expert Dean Sobers shares some data which shows that almost a third of home insurance claims are being declined. Dean explains how Which? research has identified widespread misconceptions around what policies cover, leading to customers lacking the protection they thought they had. We share our best advice on how to get the best protection for your home, plus Dean reveals this year’s crop of Which? Recommended Providers and Best Buy policies. Read all of our insurance reviews and compare quotes on our website & sign up for our free weekly Money newsletter Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

Nearly half of all UK adults paying into a defined contribution workplace pension have no idea how much their employer contributes. Is that ignorance hampering our retirement planning? In this episode, Which? pension specialists Paul Davies and Holly Lanyon reveal the results of their research into the public’s understanding of workplace pensions - a key component of the income we’ll rely on in retirement. They explain how understanding how workplace pensions work, and how much your employer contributes, can help you save more for later life. Plus, they share advice on planning for retirement, and detail how the government is reviewing workplace pensions - including what the Pensions Commission could recommend to help us all save more. Which? surveyed 1,294 working adults in the UK between 14 and 17 August 2026. Deltapoll carried out the fieldwork online, and the final data have been weighted to represent the UK working adult population. Read more about Holly’s research into workplace pensions on our website & sign up for our free weekly Money newsletter Find out if you’re making the most of your workplace pension on our website & sign up for our free Retirement Planning newsletter Take control of your retirement planning with our expert reviews, calculators and up-to-date news on our website Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

The sheer scale of bank branch closures has caused concern inside government. And with one - maybe two - high street brands set to disappear from the high street, is the situation going to get even worse? In this episode, Which? senior data journalist Josh Wilson crunches the numbers to reveal the stark reality of high street banking in 2026: 69% of the nation’s physical banking network has been lost since January 2015. Josh explains why banks keep closing branches, and what an official government review into accessing face-to-face banking services could reveal. Plus, Which? senior researcher Faye Lipson details what Halifax customers need to know as the brand is set to disappear from the UK, and why TSB customers should be aware that the pioneering brand could vanish too. Read more about bank branch closures and the government review on our website & sign up for our free weekly Money newsletter Find out more about what the Halifax brand axing means for you & what could happen to TSB Read our reviews of the best banks and bank accounts Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine

It’s becoming increasingly difficult to avoid AI in our day-to-day lives. But are chatbots accurate enough to be trusted with your personal finance questions? In this episode of Which? Money, our senior data journalist Josh Wilson shares the results of his investigations into chatbots, where he aimed to find out how good they are at answering questions about personal finance. Josh tested five chatbots: ChatGPT, Google Gemini, Google’s AI Overviews in standard Google searches, Microsoft’s Copilot and Perplexity, by asking them 15 common personal finance questions – chosen based on search trends – which covered pensions, debt, investing, saving, insurance, equity release, tax and mortgages. He explains how Which? money experts rated and reviewed every response, shares our advice on getting the most out of chatbots, and warns about the risks of relying on them. Read more about our investigation, including the responses from the tech companies on our website & sign up for our free weekly Money newsletter Get in touch with us via email - [email protected] Podcast listeners can get 50% off an annual Which? membership Become a Which? Money member to access 1-to-1 guidance and receive the Money magazine