Barefoot Innovation Podcast

Saket Narayan of AWS joins Jo Ann to explore how regulators can move beyond pilots and sandboxes, using cloud, data, AI, and secure experimentation to build faster, smarter, more adaptive supervision. Episode show notes, transcript and related links available online at: https://regulationinnovation.org/podcast/beyond-pilots-sandboxes/.

FCA leaders Colin Payne and Matt Lowe join Jo Ann to explore tech-positive regulation, AI labs, sandboxes, policy sprints, stablecoins, and how regulators can move faster without sacrificing trust. Episode show notes, transcript and related links available online at: https://regulationinnovation.org/podcast/move-fast-make-things-the-fca-is-still-leading-on-regulatory-innovation/.

For Barefoot Innovation's 250th episode, Jo Ann looks back on 11 years of fintech transformation — and ahead to the AI-shaped future — with Kabir Kumar, Matt Van Buskirk, and Nick Cook in a special conversation. Episode show notes, transcript and related links available online at: https://regulationinnovation.org/podcast/episode-250-my-favorite-thought-partners/.

AI-powered scams, crypto crime, and global networks are accelerating financial crime — but solutions are within reach. Experts Ari Redbord, Carole House, and Matt Van Buskirk debate how tech, data sharing, and new policy frameworks could finally turn the tide. Episode show notes, transcript and related links available online at: https://regulationinnovation.org/podcast/solvable-we-can-beat-financial-crime-pt-2-feat-house-redbord-van-buskirk/

Crypto is moving from the margins to the mainstream. Stu Alderoty of Ripple and the National Cryptocurrency Association joins Jo Ann to unpack regulation, trust, and how everyday Americans are learning to use crypto with confidence. Episode show notes, transcript and related links available online at: https://regulationinnovation.org/podcast/crypto-comes-of-age-trust-rules-and-real-world-use/

Financial crime is a G7‑sized economy. Carole House, Ari Redbord and Matt Van Buskirk join Jo Ann to expose how AI has turbocharged scams and why the AML system is failing — and to chart a new path powered by trust tech and real‑time collaboration. Read the full show notes at: https://regulationinnovation.org/podcast/we-can-beat-financial-crime-pt-1-carole-house-ari-redbord-and-matt-van-buskirk/

Join us as Sean Neville, co-founder of Circle & architect of the USDC stablecoin, discusses Catena Labs — building the first regulated, AI-native financial institution for a future where autonomous AI agents directly participate in the economy.

Tyler Williams, Treasury's Counselor for Digital Assets, discusses the Administration's crypto strategy, stablecoin legislation, and managing risks. He shares insights from 400+ stakeholder meetings and how digital assets impact the U.S. role globally and the dollar.

In this episode, Jo Ann explores how digital financial services are impacting consumer protection in West Africa and globally, including the rising incidence of fraud. Hear from Aishah Ahmad, CFA, Former Deputy Governor of the Central Bank of Nigeria and board member of the Financial Alliance for Women.

In this episode, NCUA Chair Kyle Hauptman discusses tech's role in credit unions. He highlights NCUA's open approach to digital assets, AI/blockchain use cases and DOGE's project to streamline the federal government.

Jo Ann sits down with her friend Brett King and M-Pesa founder Nick Hughes on this special crossover episode of Barefoot Innovation & Breaking Banks, recorded live at Virgin Unite's "Change: Fintech Leaders Gathering" on Necker Island.

Jo Ann briefly discusses the changes underway at the U.S. financial regulatory agencies, including thoughts on the new Department of Government Efficiency (DOGE) and potential impacts on the Consumer Financial Protection Bureau (CFPB).

In this episode, Jo Ann explores the potential for rapid change in financial regulation in 2025, likening it to other historical periods of sudden change. She argues that the convergence of six factors could lead to the emergence of "Regulation 2.0," a new paradigm of financial regulation enabled by technology.