Journey To Launch

Most people spend their entire careers waiting for the day they can finally stop working. In this episode, I sit down with Brian Herriot, author, speaker, financial advisor, and entrepreneurship coach, to dig into the concept of time freedom and what it really means to build a life on your own terms. Brian spent 14 years in corporate consulting, chased the early retirement dream, and hit the $1 million savings mark right before COVID wiped out 35% of it. In that pivotal moment, his wife asked him a simple but life-changing question: "What would you do all day?" That question launched him on a completely different path, one not about accumulating enough money to stop working, but about designing flexible, intentional work that funds a life you love right now. Rather than sacrificing your best years to reach some far-off finish line, Brian makes the case that you can build toward a "free date" rather than a retirement date, a model that works for employees, entrepreneurs, and minimalists alike. In this episode, Brian shares: How the Time Freedom Formula works, balancing lifestyle expenses, investment income, and flexible work to fund your ideal year The three money personalities (money manager, money maker, money minimizer) and which one drives your path to freedom The "Look Back, Look Ahead" lifestyle design exercise that helps you build a vision for your next 10 years Why contrast, not constant leisure, is what makes time off feel truly meaningful What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Check out Brian's book, Time Freedom (pre-order + get a free audiobook with code JAMILA), here. Check out the FIRE Calc Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Brian: Website: TimeFreedom.life Instagram: @TimeFreedomLife Facebook: @TimeFreedomFirst Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

Burnout is often treated like a personal failure but what if it's actually a signal that something deeper is out of alignment? In this episode of the Journey to Launch Podcast, I'm joined by executive coach and organizational change strategist Dr. Kerri Ann Peart for a powerful conversation about burnout, boundaries, identity, and what it really takes to grow into higher levels of financial success without sacrificing your well-being. We talk about how burnout actually shows up in high-achieving women, how perimenopause and work stress can overlap, and why earning more money isn't just about doing more, it's about becoming the person who can sustainably hold more. In This Episode, Kerriann Shares: Burnout isn't a personal failure it's often a sign that your work, identity, or values are out of alignment You can't out-earn burnout; if you don't do the inner work, it follows you from job to job and even into entrepreneurship Financial growth requires expanding your capacity and competency, not just working harder or longer Boundaries, self-respect, and who you're being day-to-day determine how much money and responsibility you can sustainably hold What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Dr. Kerriann: Website: PeartConsulting.org Instagram: @Dr.Kerri_P Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In this solo episode, I'm getting real about something we don't talk about enough in personal finance: imperfect money habits. I'm peeling back the curtain on my own so-called "bad" money habits and explaining why perfection is not required to build wealth, feel financially secure, or move forward on your journey. I also take a moment to acknowledge the heaviness many of us are feeling in the world right now and share how I personally process current events while staying grounded. What You'll Learn in This Episode: Why you don't need perfect money habits to build wealth or feel financially secure How your personality and stage of the financial journey affect how you manage money Why having a strong financial foundation gives you more room for mistakes How to treat money management as a skill you can strengthen when needed What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Get your paperback edition of Your Journey To Financial Freedom if you haven't already. The Daily Podcast – a resource I use to stay informed on current events Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guid

Even the best financial plans need room to breathe. Life changes. Priorities shift. Unexpected things happen. And none of that means you've failed. In today's episode, I walk you through how to normalize detours, reassess your financial foundation, and realign your plan with the season of life you're actually in, not the one you thought you'd be in. I also share personal updates about seeing my book "in the wild" from airport bookstores to international editions and why I'll never stop being grateful for that moment. In this episode, I talk about: Why detours and setbacks don't erase your progress and how to reframe them as recalibrations How to reassess your financial foundation when life changes, including your numbers and emotional bandwidth When it can make sense to pause aggressive debt payoff or investing and use automation to stay afloat How core values can guide you as you rebuild your plan without abandoning your long-term commitment + more What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

The paperback edition of Your Journey to Financial Freedom is officially out today 1/6/26! Go to yourjourneytofinancialfreedom.com to grab your copy (and bonuses) In this short solo episode, I share why releasing the paperback felt important, what's new in this edition, and how it reflects the reality that life doesn't always follow a straight financial path. The paperback includes a new bonus chapter, When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty, as well as a book club guide to help spark deeper conversations around money. I also share how to get the paperback and receive two special bonuses: the FIRE Starter Course and the Find Your FIRE Number Worksheet. Go to yourjourneytofinancialfreedom.com to grab your copy and bonuses! Get it directly from Amazon here and find the other places to buy at yourjourneytofinancialfreedom.com

As we celebrate the holidays and the year comes to a close, I reflect on the journey behind my book, Your Journey to Financial Freedom, and share why the upcoming paperback edition feels especially meaningful. I also open up about what financial freedom looks like beyond hitting a specific number, why flexibility and choice matter more than perfection, and how having a framework not a rigid plan has helped me adjust as life has changed. This episode is both a behind-the-scenes look at the book and a reminder that meaningful progress starts by simply beginning. In this episode, I discuss: Why I wrote Your Journey to Financial Freedom and the gap I wanted it to fill beyond the podcast How my life and mindset have shifted since the hardcover release and why pivots are a natural part of the journey What's new in the paperback edition, including updated numbers, a bonus chapter, and a built-in book club guide Why planning for uncertainty is just as important as planning for growth How financial independence is really about having choices, not just reaching a FIRE number What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In this week's solo episode, I'm diving into something many of us feel, but don't always say out loud holiday money anxiety. This season can be full of joy, nostalgia, and family connection, but it can also bring up guilt, pressure, overspending, and emotional triggers that hit our wallets hard. So today, I'm sharing honest reflections on the expectations we carry, the emotional weight of holiday giving, and how I personally navigate the overwhelm of gifting, family obligations, and wanting to "do enough" without draining my finances or my energy. I walk you through practical strategies for shifting your mindset, breaking old patterns, and giving yourself permission to rethink how you show up this season. In this episode, I discuss: Guilt-free gifting: How to focus on intention instead of price tags, and ways to simplify gifts especially for kids who may value the moment more than the item itself. Setting family & personal boundaries: What to say when you want to keep things simple, stick to a budget, or opt out without shame. Overspending triggers: Why boredom, stress, nostalgia, and scarcity mindset push us to buy more and how to create friction to avoid impulse purchases. Reframing the season: How to shift from "stuff" to connection, small rituals, meaning, and presence. Planning ahead for next year: Using what you spent this season to set realistic expectations and savings goals for the future. Other related blog posts/links mentioned in this episode: Get your copy of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

In this week's solo episode, I reflect on the biggest patterns, mindset shifts, and lessons I've learned from helping hundreds of people start (and restart) their financial independence journeys. I walk through the three most common struggles people think are unique to them, the life transitions that often spark the desire for FI, and the deeper motivations that truly drive long-term change. I also share the emotional and practical mistakes I see people make again and again from trying to do it all alone to waiting for the "perfect" plan and why clarity and community matter more than tactics. I also break down what consistently works for people who actually build momentum: personalized roadmaps, accountability, small wins, and the mindset and grace needed to stay the course. In this episode, I discuss: Why so many people feel "behind" and why their struggles are actually normal How life transitions career changes, burnout, debt, and parenthood often trigger the FI awakening The deeper "why" behind pursuing FI, including freedom, safety, options, and control The common mistakes people make, like going it alone or waiting for the perfect moment What truly moves people forward: community, clarity, flexible plans, mindset shifts, and celebrating small wins Enrollment for the Map Your Path to FI Course is now open! This experience is designed to help you build a clear, step-by-step roadmap to financial independence, without the overwhelm, confusion, or guesswork. Inside the course, you'll learn how to: Understand your numbers and take control of your finances Build a values-driven spending plan you actually enjoy using Strengthen your money mindset and rewrite old stories Increase your income and accelerate your savings rate Start investing with clarity (not fear) Create a personalized FI timeline And confidently make financial decisions that support the life you truly want Choose the level of support that fits your goals and your schedule: ​Option 1: Self-Paced Course- Go at your own pace with the full Map Your Path to FI curriculum, accessible anytime. ​Option 2: FI Accelerator (SOLD OUT)- Get the full course plus a live 90-minute group coaching session with me, where you can submit questions in advance and join hot-seat coaching. ​Option 3: FI VIP- Work with me privately through two 1:1 strategy sessions, receive a fully personalized FI plan, and get weekly check-ins to help you stay accountable between sessions. Find out more here before enrollment closes on December 1, 2025! Other related blog posts/links mentioned in this episode: Get your copy of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB – Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide