The Overcoming Overspending Podcast

What does it actually take to build wealth as a woman today? In this episode, I'm joined by Haley Sacks (aka Mrs. Dow Jones) for a powerful conversation about money mindset, overspending, investing, and the identity shifts required to become a "future rich person." Building wealth isn't just about making more money. It's about changing the way you think about money, spending, and yourself. Inside this episode, we talk about: Why so many women were conditioned to believe it's "cute" to be bad with money The hidden mindset patterns keeping women stuck in overspending cycles Why building wealth starts with learning how to stop spending everything you make The difference between impulsive spending vs. values-based spending How to create "action money" (the gap between inflow and outflow) The role of automations, investing, and negotiation in building long-term wealth Why investing is actually less risky than not investing at all And how to become someone who consistently follows through with money Haley also shares her powerful IBIZA framework for shifting your money mindset and explains why identity—not information—is the real key to financial transformation. Haley's book Future Rich Person is out TODAY (Tuesday, May 12th). Grab your copy here! You can also connect with Haley below: Her Website Her Instagram: @mrsdowjones Her Podcast: Financial Tea Work with Paige: Watch my free on-demand masterclass: The 3-shifts to go from emotional shopper to financially empowered Join the waitlist for the Overcoming Overspending Book - Out in early 2027 Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

What if the reason you're stuck with your money… isn't discipline—but your relationship with discomfort? In this episode, I'm joined by Julie Mann, The Rewire and Rise Coach, to talk about one of the most important (and overlooked) skills you can build: Your ability to do hard things. Because here's the truth: Your brain is wired to seek pleasure, avoid pain, and conserve energy. Which means… by default, you will avoid discomfort. But the life you want? It lives on the other side of that discomfort. In this conversation, we break down: Why avoiding discomfort is keeping you stuck in overspending patterns The difference between destructive discomfort vs. productive discomfort How your identity shapes whether you follow through (or don't) Why doing hard things in one area transforms every area of your life The neuroscience behind building new habits and rewiring your brain How to start becoming someone who actually keeps promises to herself We also talk about something most women completely overlook: ✨ The power of celebration in rewiring your brain ✨ Why you're likely ignoring evidence that you can do hard things ✨ And how to start building an "I can do hard things" identity—starting today Because it's not that you can't do hard things. It's that your brain has learned to avoid them. And once you understand how to work with your brain instead of against it, everything starts to change. Resources mentioned in this episode: Get Julie's FREE "I can do hard things" identity module here. Visit Julie's website here to learn more about her work. Register HERE for my upcoming free live masterclass: Why Smart, Successful Women Overspend and What Really Works to Break the Cycle You can also DM Paige the word "DEEPER" on Instagram (@overcoming_overspending) to register as well. Work with Paige: Watch my free on-demand masterclass: The 3-shifts to go from emotional shopper to financially empowered Join the waitlist for the Overcoming Overspending Book - Out in early 2027 Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

If you've ever found yourself thinking… "I just don't care anymore." About your money. About your spending. About fixing it. This episode is for you. Because here's the truth: It's not that you don't care. Something deeper is going on. In this episode, we're unpacking what's really happening when you hit that "I don't care" phase—and how to get yourself out of it. After coaching thousands of women through overspending, I've seen this pattern over and over again: You get tired. You get overwhelmed. Things don't go as planned. And eventually… you shut down. But that shutdown? It's not apathy. It's emotional exhaustion. Inside this episode, you'll learn: Why "I don't care" is usually not the truth What's actually driving your "F it" spending moments How to handle those daily decision moments when you want to give up What to do when life knocks you off track and you feel like starting over isn't worth it How to rebuild hope and momentum (even when you feel burnt out) If you've been stuck in a cycle of overspending, avoidance, or feeling disconnected from your money this episode will help you come back to yourself—and start moving forward again. Work with Paige: Watch my free on-demand masterclass: The 3-shifts to go from emotional shopper to financially empowered Join the waitlist for the Overcoming Overspending Book - Out in early 2027 Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

If you make good money but still feel like it disappears faster than it comes in… this episode might explain why. Most women think overspending is a budgeting problem. But after coaching thousands of women struggling with impulse shopping and emotional spending, I've seen the same pattern again and again: You might actually be repelling it without realizing it. In this episode, I'm breaking down 4 hidden ways you may be pushing money away — patterns that often show up as overspending, impulse shopping, and financial self-sabotage. And the surprising part? These patterns have nothing to do with spreadsheets, budgeting apps, or financial discipline. They come from something much deeper: Your relationship with money. If you've ever found yourself: Making good money but still feeling behind financially Impulse shopping even when you know you shouldn't Feeling ashamed after spending Wondering why money never seems to stick This conversation will likely give you several major "aha" moments. Inside this episode, you'll learn: • The 4 subconscious patterns that quietly drive overspending • Why budgets alone don't solve emotional spending • How your thoughts, language, and emotions about money shape your financial behavior • The surprising reason money may not feel safe staying with you • How to begin building a healthy relationship with money so you can finally build real wealth If you're a high-earning woman who feels stuck in cycles of overspending and wants to stop sabotaging your financial future, this episode is for you. Work with Paige: Watch my free on-demand masterclass: The 3-shifts to go from emotional shopper to financially empowered Join the waitlist for the Overcoming Overspending Book - Out in early 2027 Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

Why is it so hard to make decisions today that benefit you years from now? In this episode, we're diving into one of the most powerful — and underused — tools for long-term financial change: Future Financial You. You'll learn why most people struggle to delay gratification, why saving and long-term planning feel unnatural to the brain, and how the lack of connection to your future self keeps you stuck in short-term patterns — even when you know better. We'll explore the neuroscience behind future-self connection, why vague visions don't pull you forward, and how to stop trying to buy transformation through aspirational spending. Instead, you'll learn how to build your future from the inside out — through identity, emotional capacity, habits, time, and relationships. This episode walks you through a powerful framework and reflective exercise that helps you turn your future self into a real source of accountability — not through discipline or restriction, but through self-respect and care. 🎧 In this episode, you'll learn: What "Future Financial You" actually is — and why she matters Why most people feel disconnected from their future selves How this disconnect fuels impulsive spending and short-term decisions The difference between aspirational spending and real transformation Why vague futures don't motivate action — but vivid ones do The 5 core areas that define your future self (beyond what she owns) How to use visualization to stay aligned with long-term goals If you want to make better decisions today without relying on willpower — this episode will change how you think about money, identity, and your future. Get a copy of the 90 Financial Future You Questions HERE. Work with Paige: Join my Elevate Workshop: End Emotional Shopping & Expand Your Inner Wealth Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

What if the reason you haven't created the life you know you're capable of has nothing to do with discipline, intelligence, or motivation — and everything to do with what your brain believes is "realistic" for you? In this episode, we're diving deep into the neuroscience behind possibility, belief, and why so many high-achieving women stay stuck repeating the same year over and over — even when they want more. You'll learn how your brain forms a possibility map that quietly dictates what you pursue, what feels safe, and what you automatically rule out. We'll unpack why "realistic goals" often keep you small, how your fear center and filtering system work against big visions, and why thinking bigger is actually easier — and more motivating — for your brain than thinking small. This conversation will challenge you to re-evaluate the goals you've set for 2026 and ask the question most people avoid: Is this actually big enough to require a new version of me? If you're ready to stop playing within the limits of your past and start expanding what feels possible for your future, this episode will completely change the way you think about goals, growth, and what you're capable of creating next. 🎧 In this episode, you'll learn: Why intelligence has far less to do with success than the size of your thinking How your brain's possibility map shapes your goals (without you realizing it Why realistic goals can be the riskiest goals you set How thinking bigger rewires your brain for motivation, opportunity, and growth What it actually takes to expand your definition of "safe" and "possible" in 2026 This is your invitation to think bigger — not recklessly, but intentionally — and to step into a future that stretches you, challenges you, and transforms you. Resources Mentioned in this episode: Book: The Magic of Thinking Big by David Schwartz Book: 10x is Easier than 2x by Dr. Ben Hardy and Dan Sullivan Overcoming Overspending Podcast: Episode 55: How Greed Overcoming Overspending Podcast: Episode 47: The Power of Questions Work with Paige: Join my Elevate Workshop: End Emotional Shopping & Expand Your Inner Wealth Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

We live in a world obsessed with "fixing" problems — fixing our flaws, fixing our money, fixing our lives. But what if the goal was never to eliminate problems… but to choose better ones? In this episode, Paige reframes the entire concept of "having problems" and shows you why a problem-free life is not only impossible… it's undesirable. She breaks down the difference between low-quality problems that drain your power and high-quality problems that expand it, and reveals why the challenges you choose determine the life you create. This is a grounding, perspective-shifting conversation that will help you stop fighting reality, stop expecting life to be easier than it is, and start choosing problems that align with your values, identity, and the future you want. By the end of the episode you will: Understand why problems never disappear — they simply evolve as you do Identify the "low-quality problems" that are keeping you stuck, overwhelmed, or resentful Learn how to choose higher-quality problems that move you toward growth, purpose, and emotional peace See where you've been unintentionally creating unnecessary suffering through avoidance, urgency, or perfectionism Feel empowered to approach your money, relationships, career, and daily life with more intention — and far less self-judgment Work with Paige: Join my Elevate Workshop: End Emotional Shopping & Expand Your Inner Wealth Use the code "OOPOD100" at checkout to get $100 off your investment Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

In this eye-opening episode of the Overcoming Overspending Podcast, Paige reveals the deeper emotional layers behind every purchase you make. Whether it's a $22 smoothie, a new planner, or luxury skincare, you're not just buying a product—you're buying a promise. Paige walks you through the 5 Ps of purchasing and introduces powerful new shopper archetypes like The Fixer, The Prover, and The Chameleon, helping you decode your spending habits on a whole new level. If you've ever wondered why you want what you want—or if that thing you're craving is really the solution—it's time to pull back the curtain and get radically honest. This episode will forever change how you shop, what you value, and how you build emotional resilience with your money. Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

Do you secretly believe the more expensive or extravagant the gift, the more love it shows? In this episode, Paige pulls back the curtain on the gift-giving guilt spiral that fuels so much unnecessary overspending — especially during the holidays. She explores why we associate "meaningful" with "expensive" or "voluminous," how our culture reinforces that belief, and why even thoughtful gift-givers can feel depleted, resentful, or broke. You'll learn: • Why we confuse financial sacrifice with emotional significance • The surprising science of what recipients actually value most • How to give (and receive) gifts without losing yourself in the process Whether you're a gift-lover or gift-averse, this episode will help you untangle your spending from your self-worth — and finally take back control of your gift-giving with clarity, compassion, and intention. 🎧 Plus: Paige shares a budgeting hack that makes year-round gifting feel stress-free and shame-free. Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

Credit cards aren't the enemy—but how you use them determines whether they work for you or against you. In this episode, Paige breaks down how to build a healthy, empowered relationship with credit cards so they become a tool for your financial growth instead of a trap keeping you stuck in overspending, stress, and guilt. You'll learn: • The six essential habits of women who use credit cards responsibly (without slipping into debt) • Why paying your cards off in full doesn't always mean you're in the clear • How to spot if you're secretly living in the "credit card float" • The mindset shifts that break emotional attachment to credit cards so you can finally feel free and in control again If you've ever told yourself, "But I pay them off every month," or "I just use them for the points," this episode will change the way you think about credit cards forever. It's time to use credit cards in a way that supports your goals, your peace, and your financial power. Work with Paige: Join Crush Your Credit Card Debt Use code OOPOD50 at checkout to get 50% off your investment ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle Join Overcoming Overspending HERE Resources mentioned in this episode: Start a free 34-day trial with my favorite budgting software, YNAB (You Need A Budget) and get a free month when you subscribe Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

That overflowing cart isn't just stuff—it's an attempt to buy a future version of you. In this solo episode, Paige breaks down aspirational spending: purchases you make to "become" someone you're not (yet), why it drains your money and self-worth, and how to pivot to aligned, identity-rooted choices. In this episode, you'll learn: How Maslow's Hierarchy shows up in our carts (and why self-actualization gets hijacked by shopping). The self-discrepancy gap—and why overspenders feel it more intensely. The two core problems with aspirational buys The "sprinkles-not-sundae" principle: how your purchases should be supportive, not transformative. Paige's rule that's saved her thousands: Give Yourself The Proof Before You Make A Purchase If you're ready to stop outsourcing growth to handbags and gadgets—and start building it from the inside out—this episode is your roadmap. Share the episode and tag @overcoming_overspending. If it helped, a quick rating/review on Apple or Spotify means the world. 💛 Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

We've all made money mistakes—some small, some that feel too big to speak aloud. In this episode, we're tackling one of the hardest but most powerful parts of your financial transformation: forgiveness. If you've ever felt weighed down by shame, regret, or self-judgment over past money decisions, this is the episode you didn't know you needed. Paige breaks down: Why we've been conditioned to see failure as a reflection of our worth How the "money rulebook" may be keeping you stuck A reframe that turns financial failure into feedback A powerful four-step process for finding forgiveness and moving forward You'll walk away with a new lens on your past mistakes—and more importantly, the tools to release them so you can move forward with clarity, confidence, and self-compassion. Because your growth doesn't come in spite of your failures. It comes through them. Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel

Grief doesn't just show up as sadness—it shows up in your focus, your energy, your relationships… and your bank account. In this deeply compassionate episode, I'm joined by grief counselor Edie Alvarez to explore the intersection of loss and spending—and how unprocessed grief can quietly shape your financial decisions in ways you may not even realize. Whether you've lost a loved one, a version of your life, or even a long-held identity, this episode offers space, understanding, and strategy. Edie and I cover: What grief really is—and why it's not just about losing people The 5 stages of grief (and how we unintentionally compound our own pain) "Anticipatory grief" and "grief brain"—and how they disrupt your focus, finances, and sense of control Edie's favorite tools to interrupt emotional overspending when you're grieving What not to say (and what to do instead) when someone you love is experiencing loss All of Edie's information can be found in the shownotes below. Enjoy! Connect and Work with Edie: Her Website Buy Her Book: Do You Know The Way? A Mother's Guide To Love, Loss, and Healing Work with Paige: ONLINE MASTERCLASS: Why smart, successful women overspend - and what really works the break the cycle Join Overcoming Overspending HERE Connect with Paige Online: Her Website IG: @overcoming_overspending TikTok: @overcoming_overspending Subscribe to Paige's YouTube Channel