
Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income
by Erin Britt | Budget Strategy Coach
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Platform Reach
Insights are generated by CastFox AI using publicly available data, episode content, and proprietary models.
Total monthly reach
Estimated from 20 chart positions in 20 markets.
By chart position
- 🇺🇸US · How To#23100K to 300K
- 🇦🇺AU · How To#39100K to 300K
- 🇨🇦CA · How To#49100K to 300K
- 🇬🇧GB · How To#6130K to 100K
- 🇮🇳IN · How To#1091K to 10K
- Per-Episode Audience
Est. listeners per new episode within ~30 days
221K to 694K🎙 ~2x weekly·118 episodes·Last published 1mo ago - Monthly Reach
Unique listeners across all episodes (30 days)
442K to 1.4M🇺🇸22%🇦🇺22%🇨🇦22%+17 more - Active Followers
Loyal subscribers who consistently listen
177K to 555K
Market Insights
Platform Distribution
Reach across major podcast platforms, updated hourly
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* Data sourced directly from platform APIs and aggregated hourly across all major podcast directories.
On the show
Recent episodes
92// How to Focus on What Matters Most in Your Budget
May 7, 2026
18m 20s
91// How to Build Money Habits That Actually Stick (4 Science-Backed Strategies)
Apr 21, 2026
20m 08s
90// 3 Steps to Financial Stability in your Household
Apr 14, 2026
24m 53s
89// The 3 Parts of your Household Finances
Apr 7, 2026
19m 47s
88// I'm back! Life update and what is to come.
Apr 6, 2026
5m 38s
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| Date | Episode | Description | Length | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 5/7/26 | ![]() 92// How to Focus on What Matters Most in Your Budget | In this episode, I’m sharing 3 practical ways to focus on what matters most in your budget — so your money can support the life you actually want to live. We’ll talk about budgeting for your values, being intentional with your spending, and creating a realistic plan that works in real life. If you’re tired of wondering where your money went and want less stress, more freedom, and a budget that reflects what truly matters to you, this episode is for you. MY CURRENT OFFERS: 🎉🎉NEW!! 8 Week Progr... | 18m 20s | ||||||
| 4/21/26 | ![]() 91// How to Build Money Habits That Actually Stick (4 Science-Backed Strategies) | You don’t need more motivation—you need habits that actually stick. In this episode, I’m breaking down 4 science-backed strategies for building better money habits using research from neuroscientist Andrew Huberman. If you’ve ever: started budgeting and then fallen off struggled to stay consistent with tracking your spending or felt like your habits just won’t stick… this episode will help you understand why—and what to do differently. We’re talking about: &nb... | 20m 08s | ||||||
| 4/14/26 | ![]() 90// 3 Steps to Financial Stability in your Household | We're breaking down 3 action steps to become and feel financially stable — without overcomplicating it or trying to do everything perfectly. We’re focusing on the foundation: Know your true spending number Build the right kind of savings Stay consistent with simple money check-ins 🎉Grab your free Household Money Snapshot 🎉Free Spending Audit - click here! Let's connect: Instagram @budgeteffectpodcast Email hello@thebudgeteffect.com Click to Send Fan Mail | 24m 53s | ||||||
| 4/7/26 | ![]() 89// The 3 Parts of your Household Finances | Money problems aren’t just one thing. In this episode, I break down the 3 parts of your money system so you can finally figure out what’s actually holding you back—and what to do about it. This episode is for you if: You’ve made a budget… but it’s not working You feel stressed about money even when you should be okay You don’t know where your money is going You keep overspending, even when you don’t want to What you’ll walk away wi... | 19m 47s | ||||||
| 4/6/26 | ![]() 88// I'm back! Life update and what is to come. | Life got busy, I hit burnout, and I built systems to get back on track. I’m sharing my reset and what’s coming next—new episodes start Tuesday! So glad you're here! Let's connect: Instagram: @budgeteffectpodcast Email: hello@thebudgeteffect.com Click to Send Fan Mail | 5m 38s | ||||||
| 1/7/26 | ![]() Make Better Money Decisions in 2026 with a Year Plan - Ep #87 | A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen: You gain clarity around what you’re actually capable of in a yearYou can set realistic goals for saving, investing, vacations, and self-careYou understand why money feels tight — and what to adjustIn this episode, I walk you through: What a year plan is (and what it’s not)How to create one using your monthly numbersWhy it’s especially helpful if you’re draini... | 20m 28s | ||||||
| 12/27/25 | ![]() 6 Questions for End of the Year Reflection with your Finances- Ep#86 | Thinking about new money goals — or just want to feel less stressed and more in control? These 6 reflection prompts will help you reset your finances in a way that actually fits your life. They’re not ONLY about crunching numbers (although we crunch a few). They’re about making sure your money is working for your real life, your values, and the things that matter most. Free Resources: 🎉Free Household Money Snapshot 🎉Free Spending Audit Spreadsheet and Directions Cl... | 23m 15s | ||||||
| 12/16/25 | ![]() Progress over Perfection with Your Household Finances - Ep#85 | Do you feel like budgeting only “works” when life is calm and organized? In this episode, we’re talking about why consistency matters more than perfection — and how to keep moving forward with your money even when life feels messy. I walk you through the three core habits of a solid budget routine and what consistent (not perfect) action actually looks like in real life: Setting up your zero-balance budget — even if you’re late or behindTracking your spending so you know what’s working ... | 20m 42s | ||||||
| 12/12/25 | ![]() The 3 Habits You Need in Your Household Budget Routine - Ep#84 | Do you want to feel more in control of your household finances? In this episode, I’m giving you the 3 habits that make budgeting easier, calmer, and more consistent. This episode walks you through the three simple habits that keep your budget running smoothly—just like a good morning routine. These habits are the foundation of a budget you can actually stick to, even when life feels busy or chaotic. Other episodes mentioned in the show: More on creating "buffers" in your budget: 🎧 Epis... | 12m 15s | ||||||
| 11/18/25 | ![]() Overspending? Batch These 4 Things - Ep#83 | If you’re tired of overspending — whether you never stick to your plan or you blow your budget on random Tuesday trips — this episode gives you four simple “batching” strategies to keep your spending under control. You’ll learn how to batch: Monthly essentials so you stop making extra trips (and extra purchases).Seasonal clothing so you only buy what you truly need.Gift giving (holidays + kid birthdays) so you stop forgetting what you already bought.Groceries so you avoid impulse buys and ove... | 19m 26s | ||||||
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| 11/13/25 | ![]() 4 easy habits you NEED if you want to SAVE more money - Ep#82 | Unexpected bills? Kids’ expenses piling up? I get it. Even on my single-income teacher’s salary, I’m still saving money every month—and it’s because of these 4 simple habits. In this episode, I’ll show you the easy, everyday things you can start doing to finally keep more of your money without cutting all the fun out of your life. Simple habits. Real savings. You can do this. 🎉Grab your free Budget School JUMPSTART. 💪 Do you want my help? 💪 My budget course gives you the tools and guidance ... | 17m 16s | ||||||
| 11/4/25 | ![]() Are you bad with money? Or is it THIS.... - Ep#81 | Think your budget keeps failing because you’re “bad with money”? Nope. It might actually be because you haven’t eaten enough kale… seriously. In this episode, we pull back the curtain on all the non-money habits that impact your spending—your schedule, your energy, your clutter, your routines, and (yes) what’s happening in your fridge. You’ll learn why budgeting isn’t just tracking numbers; it’s about managing your life so you can follow your budget. In this episode you’ll learn: Why yo... | 18m 41s | ||||||
| 10/21/25 | ![]() 80// How to Plan Now for a Calm, Budget-Friendly Holiday Season | 🎅Link to HOLIDAY PLANNER The holidays are coming — but you don’t have to rush or stress this year. In this episode, Erin helps you get ahead now so you can feel calm, organized, and financially prepared when the season arrives. You’ll walk through how to plan your time, money, and mindset in advance — so you can be present with your kids and actually enjoy the holidays. 💡 What You’ll Learn How to start future-thinking with your holiday budget and calendarThe first steps to take with you... | 22m 00s | ||||||
| 10/14/25 | ![]() 79// How to Do Allowance! And other family money habits - with Emily Holthaus (Part 2) | Welcome to Part 2 of our KIDS and MONEY series. Here's a link to Part 1 - Episode 77. In this episode we cover: How to do allowance with your kidsHow to teach kids to be patient when they want somethingHow to budget with kids at any ageHow to help our children deal with marketing, consumption, and comparisonIt's filled with practical steps to helping your kids develop healthy money habits and mindsets! Give Emily a follow on Instagram @RaisingLittleMillionaires. ... | 51m 12s | ||||||
| 10/9/25 | ![]() 78// Are You an “If” or a “Because” with Your Money? | 🎉Grab your free Budget School JUMPSTART. Ever notice how your thoughts about money shape your results? In this episode, Erin breaks down two powerful ways of thinking about your household money: “if” and “because.” Are you telling yourself: “I’ll stick to my budget if everything goes smoothly”?“I’ll save if there’s anything left over”?Or are you shifting toward: “I’ll stay consistent because I want freedom”?“I’ll save because it matters to my family’s future”?This small mindset shift changes ... | 9m 51s | ||||||
| 9/23/25 | ![]() 77// 3 Money Mindsets to Teach to your Kids: Powerful and Practical! with Emily Holthaus from Raising Little Millionaires | In this episode, I sit down with Emily from @RaisingLittleMillionaires to talk about how to teach kids about money in practical ways. We’re already teaching them about money—whether we realize it or not—through our habits and conversations. Let’s do it better! We cover the 3 essential money mindsets to teach at home: Split it before you spend it – give kids real practice with saving and spending.Make spending hard and saving easy – set up guardrails like cash or prepaid cards, and automate sa... | 38m 04s | ||||||
| 9/3/25 | ![]() 76// Move Your Money Forward: Protect It, Grow It, Use It | 🎉Grab your free Budget School JUMPSTART. If you leave your money sitting in your checking account, it’s going to get spent — just like cookies left out on the counter. In this episode, I’ll share three powerful reasons you need to move your money forward. You’ll learn how moving money helps you protect it from impulse spending, make faster progress toward your goals, and be prepared when future needs or wants come up. Whether you’re paying off debt, saving for something big, or just trying to... | 16m 45s | ||||||
| 8/26/25 | ![]() 75// How to add a big expense to your already-tight budget | 🎉Grab your free Budget School JUMPSTART. What do you do when you need to add a new expense but your budget already feels maxed out? Recently, I did just that. In this episode, I walk through the steps I took to make it work: Figuring out the true cost (monthly and yearly)Testing it in my budget and year planDeciding what categories I was—and wasn’t—willing to cutAdjusting amounts until everything fitIf you’ve ever tried to fit a new cost into your budget—whether that’s kids’ activities, a car... | 21m 27s | ||||||
| 8/19/25 | ![]() 74// 5 Ways Budgeting Will Change Your Life (The Budget Effects!) | 🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. When I launched The Budget Effect podcast, I started with four powerful effects of budgeting that completely transformed my life and finances. A year and a half later, do I still stand by them? Spoiler alert: yes—but I’ve also discovered even more life-changing benefits along the way. In this episode, I’m reflecting on what happens when you go beyond “just paying bills” and step into intentional money management wit... | 28m 54s | ||||||
| 8/8/25 | ![]() 73// "The Ladder of Future Thinking" with your Money | 🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. Are you only thinking about right now when you budget—just making it through the week or the month? Or maybe you’re swinging the other way, thinking about retirement decades from now but not sure how you’ll cover next season’s expenses. In this episode, I’m introducing you to something I call the Ladder of Future Thinking—a simple way to look ahead in your budget without feeling overwhelmed. I’ll walk you through ho... | 22m 44s | ||||||
| 7/30/25 | ![]() 72// When Discontent Creeps In: How to Reset Your Mindset (and Your Money) | 🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. Ever find yourself in a low-vibe state —you’re frustrated with your progress, comparing yourself to others, or tempted to spend money just to feel better? You’re not alone, and you don’t have to stay stuck. In this episode of The Budget Effect, we’re talking about what to do when discontent creeps in—especially when it’s tied to money, material things, or not being as far along as you thought you’d be by now. I share... | 24m 30s | ||||||
| 7/16/25 | ![]() 71// Let’s Play “Would You Rather” — A Fun Way to Discover Your Spending Priorities | 🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. This episode is part quiz, part game, and totally eye-opening. We're playing a special version of Would You Rather—not the kind your kids play, but one designed to help you figure out what you truly value when it comes to spending, saving, and planning your life. Do you crave adventure and experiences… or cozy nights and a home you love? Are you pinning travel inspo or garden vibes? By the end of this episode, you’ll... | 16m 50s | ||||||
| 7/11/25 | ![]() 70// 4 ways to reward yourself when you reach your financial goals | 🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. Have you ever stuck to your budget for a few months, hit a savings goal, or paid off a credit card—and then celebrated by spending money that set you right back? 😬 You're not alone, and you're not doing it wrong… but there is a better way. In this episode, we’re talking about how to reward yourself in ways that actually support your financial progress instead of sabotaging it. You'll hear: real-life examp... | 19m 14s | ||||||
| 7/6/25 | ![]() 69// Do you have to be 'Type A' to budget and manage money? | Short answer? Absolutely not. In this episode, we’re breaking down the stereotypes around Type A and Type B personalities—and how both types can thrive with budgeting. Whether you love color-coded spreadsheets and a perfect plan (hello, Type A!) or you’re more go-with-the-flow and creative (hi, Type B!), budgeting can still work for you. We’ll look at: The typical traits of Type A vs. Type B peopleHow both personality types can shine in their financial journeyWhat budgeting habits might feel ... | 31m 21s | ||||||
| 6/24/25 | ![]() 68// Budgeting Before Debt Free vs. Budgeting After Debt Free | 🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. We go through different stages in our lives, and of course our budget is going to look different throughout those different seasons. In today’s episode we are going to talk about two of those different seasons: before debt-free and after debt-free. Are there different methods? Different goals? Different motivations? And what should always stay the same? That's what we'll cover in this ep... | 19m 46s | ||||||
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Chart Positions
21 placements across 20 markets.
Chart Positions
21 placements across 20 markets.
