The Pay Off with Sylvia Jeffreys

Property prices are falling, but higher interest rates are squeezing borrowing power. So, should you buy now or wait? Westpac’s latest Home Ownership Report reveals buyers are holding back, waiting for rates to settle or prices to fall further. But how do you weigh that uncertainty against your own circumstances? Sylvia Jeffreys is joined by Westpac’s Chief Executive, Consumer, Carolyn McCann to discuss what the bank is seeing from buyers and borrowers — and the options available whether you’re saving for your first home or trying to keep up with repayments. In this episode: Why first-home buyers are holding back — and whether you can time the market What negative equity means if you’ve bought with a small deposit How to ask your bank for a better rate and access mortgage support Where Westpac’s economists expect property prices to head next See omnystudio.com/listener for privacy information.

Why does a strong CV disappear into a recruitment black hole? Former recruiter and Project Roar founder Catherine Harris joins Sylvia Jeffreys to explain how hiring has changed, what can stop your application reaching a person, and why spending hours on job boards may be getting you nowhere.  They cover: How to make your CV easier for recruitment software and recruiters to read What to do if you’re worried your age is counting against you How to explain a career break, including time spent caring for children How to use conversations and referrals to find opportunities Catherine also shares what employers could gain by hiring more workers in their fifties and sixties.See omnystudio.com/listener for privacy information.

SportsGrad founder Reuben Williams quit his own company — then figured out how to buy it back. But that’s only part of his story. Reuben has gone from landing his dream job at Cricket Australia, to redundancy, entrepreneurship and almost losing the business he built. He’s helped close to 850 people find jobs in sport, travelled the world chasing some of its biggest events, and rebuilt SportsGrad after a buyback deal left him under enormous financial pressure. At the same time, Reuben spent six years navigating the legal system after taking a former colleague to court over a sexual assault. The experience led him to speak publicly about what happened and become an advocate for survivors. Reuben joins Sylvia Jeffreys on The Pay Off for a wide-ranging conversation about ambition, resilience, work and what happens when life doesn’t follow the path you expected. In this episode: The CV mistakes that could be holding jobseekers back Why AI is changing the entry-level jobs market What his experience taught him about the barriers facing sexual assault survivors The four values shaping how he lives and works See omnystudio.com/listener for privacy information.